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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4014 Sugarcane Creek Run , Niceville, FL 32578
$1,199,000
Est. Payment: $6,080.47/mo
5 Bed
4 Bath
4394 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Swift Creek, one of the best neighborhoods in Niceville! This custom-built, 4,394-square-foot home sits directly across from the tennis courts and is just a quick walk down the block from the clubhouse, pool, and basketball courts. It features a beautiful Mediterranean style with stucco siding and a classic clay tile roof, but what really sets this place apart is how it was built. The original owners focused heavily on quality where you can't see it. It's constructed with 2x6 exterior walls, heavy-duty 2x10 roof trusses, and solid 5/8'' plywood decking instead of the cheaper OSB you usually find. They also went all-out on energy efficiency and safety, using closed-cell insulation in the attic, open-cell in the walls, and premium Jeld-Wen impact-glass hurricane windows throughout. It's incredibly solid, energy-efficient, and built to last. Inside, the house feels bright, open, and high-end. The kitchen and butler's pantry feature gorgeous granite countertops, high-quality 42'' all-wood cabinets, stainless steel appliances, and a beautiful tile backsplash. You'll notice great architectural details everywhere you look, like the coffered ceiling in the living room and custom tray ceilings in the family room, dining room, master bedroom, and breakfast nook. The main living area is completely wired for surround sound and has a cozy gas fireplace to gather around. The master bathroom is another huge highlight, it's been beautifully updated with a freestanding soaking tub, sleek mirrors, modern gold hardware, and eye-catching tile work. One of the coolest parts of the property is the massive 700-square-foot bonus room (5th Bedroom) above the 3-car garage. Because it's heated and cooled and has its own full bathroom (complete with a shower, vanity, and even a urinal), it makes the perfect man cave, a private home office, or a separate guest suite. Out back, you can look forward to hanging out on the massive 655-square-foot screened lanai, which already has a gas hookup ready for your grill. The backyard is completely private thanks to a 6-foot fence. This property has been extremely well maintained, and the pride of ownership truly shows! Be sure to check out the 360 virtual tour to get a real feel for the layout.

Highlights

Listed by Hiller Group , 850-582-7653 EXP Realty LLC , 850-582-7653. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

Year Built

2010

County

Okaloosa

Area

13 - Niceville

Neighborhood

Swift Creek Ph Vi

Listing ID

1003416

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Upgraded Media Wing, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Level,Restrictions
Lot Dimensions:93 X 155 X 166 X 149
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Sprinkler System, Patio Open, Porch, Porch Screened, Fenced Privacy
Principal Interest
$6,080
Taxes
$764
HOA
$0

Home Price

$1,199,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,080.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,080.47 $764.36 $0.00 $6,844.83
Yearly $72,965.64 $9,172.35 $0.00 $82,137.99
Total $2,188,969.26 $275,170.50 $0.00 $2,464,139.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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