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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1500 Big Creek Cove , Niceville, FL 32578
$679,990
Est. Payment: $3,756.85/mo
4 Bed
3 Bath
2456 Sqft
0.36 Acres
Status: Active | Days on site: 134
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ELVA - E27177
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Assumable VA Loan at 4.75%! Make this your home in Niceville's desirable Swift Creek neighborhood. This home has everything you need and want! 4 bedrooms 3 full baths, office, formal dining room, eat in kitchen breakfast bar, fireplace, laundry room with utility sink, a rare 3 car garage with plenty of parking in the pass through drive way. Storage is not a problem with the plenty of room in the walk out basement. There is a large sunroom as well that is not included in the sq footage. House sits on a corner lot on a cul de sac. Roof replaced in 2022, HW heater in 2019, HVAC in 2024. Back yard can be expanded back quite a bit or left natural for lower maintenance. Swift Creek Neighborhood has a lot to offer , the large inviting pool, basketball and tennis courts, a lake with a dock. The community center has a full kitchen and can be reserved for private gatherings for a small fee. There is also a playground and a walking trail around the back side of the neighborhood.
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Highlights

Listed by Gail A Rich , 850-461-4095 Elevation Realty Inc , 850-419-6168. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.36

HOA Fee

Year Built

2005

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Swift Creek Ph 5

Listing ID

1003023

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smooth Stovetop Rnge, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Cul-De-Sac,Sidewalk
Lot Dimensions:140x90
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Enclosed
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$3,757
Taxes
$670
HOA
$0

Home Price

$679,990

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,756.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,756.85 $669.88 $0.00 $4,426.73
Yearly $45,082.16 $8,038.57 $0.00 $53,120.73
Total $1,352,464.85 $241,157.10 $0.00 $1,593,621.95

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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