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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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713 Mullet Creek , Niceville, FL 32578
$931,875
Est. Payment: $4,726.29/mo
4 Bed
4 Bath
2944 Sqft
Status: pending | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Assumable 4.75 VA Mortgage. You'll fall in love with this beautiful Craftsman-style home the moment you pull into the driveway! Nestled on a quiet cul-de-sac in the highly sought-after Swift Creek community, this home backs to a peaceful greenspace, providing exceptional privacy and the perfect setting for relaxing or entertaining. The spacious primary suite is a true retreat, featuring double vanities, a separate shower, a walk-in closet, and a cozy sitting area or home office complete with its own fireplace, the perfect spot to read a book or unwind while watching TV. The inviting family room showcases a stunning coffered ceiling and a wall of windows that fill the home with natural light while overlooking the private backyard. The kitchen has been thoughtfully updated with 2020 appliances, and the island was refreshed in 2022 with new countertops, fresh paint, and updated hardware. Additional upgrades include a Rinnai tankless gas water heater, 2022 HVAC system, and a new roof installed in 2023. Custom details are found throughout, including crown molding, elegant tray ceilings, a convenient drop zone just inside the garage entry, and a spacious laundry room with cabinetry. Need extra storage? The oversized garage offers plenty of room for an additional refrigerator and all your outdoor tools and toys. Living in Swift Creek means enjoying exceptional neighborhood amenities, including a community pool, tennis courts, basketball court, scenic walking trails, and a picturesque pond with a gazebo--everything you need to embrace an active and relaxing lifestyle. If you've been searching for a custom home with character, space, and a beautiful natural setting, this Swift Creek gem is one you won't want to miss!

Highlights

Listed by Cathy J Alley , 850-585-2303 and Debbie A Lowmiller , 850-217-6828 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

Year Built

2007

County

Okaloosa

Area

13 - Niceville

Neighborhood

Swift Creek Ph 2

Listing ID

1007654

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace 2+, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Cul-De-Sac,Curb & Gutter,Interior,Restrictions,Sidewalk,Survey Available
Lot Dimensions:62x166x95x158
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Sprinkler System, Deck Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$4,726
Taxes
$714
HOA
$0

Home Price

$931,875

Loan Details

30 yrs
6.529%

Down Payment

20%
$186,375
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,726.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,726.29 $713.94 $0.00 $5,440.24
Yearly $56,715.53 $8,567.31 $0.00 $65,282.84
Total $1,701,465.90 $257,019.30 $0.00 $1,958,485.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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