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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1393 Sunset Beach Dr , Niceville, FL 32578
$1,200,000
Est. Payment: $6,629.83/mo
4 Bed
4 Bath
3504 Sqft
0.27 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

This property is a masterclass in Mediterranean elegance, blending structural integrity with high-end aesthetic appeal. Located in the gated neighborhood of Sunset Beach in Bluewater Bay this home offers a rare combination of privacy, bay and lakefront views. Built of solid concrete and stucco for maximum durability its impressive two-story elevation, mature landscaping, and an oversized paver driveway create an upscale resort style asthetic. Entering through the custom wood door - you notice the custom wrought iron railings paired with hand-laid walnut stairs and light-filled cathedral ceiling accenting the over-sized living area. Custom shelving, the gas fireplace, and multiple French doors are just a few of the impressive focal points for this area. Designed for the serious chef... the high-end kitchen with custom Taj Mahal countertops, ice maker and stainless appliances, an over-sized pantry, breakfast bar with built-in desk and a light-filled breakfast/dining area is a highlight of the home. A private, screened porch located off the breakfast room is a perfect place to relax and drink your morning coffee. An open patio lends itself to lakefront relaxing and outdoor enjoyment as well. Also located on the first floor is the large, private office with double doors for a quiet workspace. The master suite is luxury exemplified from the updated ensuite bath, the walk through custom closet, custom headboard and the light-filled, relaxing sitting area. Three large bedrooms and two fully updated bathrooms are located on the second floor. One of the bedrooms has its' own living space with endless views of the lake and golf course. From the two front bedrooms you have access to the second story balcony and gorgeous views of the bay. The landing on the second floor features built-in bookcases and space for a cozy sitting area. Located directly on the bay and designed to take full advantage of the Florida lifestyle - the Sunset Beach pool and clubhouse are located within easy walking distance. This home has everything and more to live a quiet, relaxed and elevated lifestyle.

Highlights

Listed by Tracy L Wood , 850-687-6911 NextHome Cornerstone Realty , 850-389-8787. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

Year Built

1998

County

Okaloosa

Area

13 - Niceville

Neighborhood

Sunset Beach Estates At Bluewater Bay

Listing ID

1013110

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Ice Machine, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Curb & Gutter,Dead End,Golf Course,Interior,Level,Restrictions,Within 1/2 Mile to Water,Lake,Pond
Lot Dimensions:129x78x128x100
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Shower, Sprinkler System, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$6,630
Taxes
$757
HOA
$0

Home Price

$1,200,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$240,000
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Monthly Price:
$6,629.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,629.83 $756.79 $0.00 $7,386.62
Yearly $79,557.93 $9,081.48 $0.00 $88,639.41
Total $2,386,737.78 $272,444.40 $0.00 $2,659,182.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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