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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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808 S Turnberry Cove , Niceville, FL 32578
$499,900
Est. Payment: $2,535.40/mo
3 Bed
2 Bath
1944 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully maintained, one-owner home in the heart of the highly sought-after Bluewater Bay golf community. Nestled on a spacious, tree-shaded lot, this inviting home offers timeless charm, abundant natural light, and room for the whole family. The open living areas feature soaring vaulted ceilings that create a bright and airy atmosphere. The thoughtfully designed floor plan includes two guest bedrooms and a full bath on the main level, while the entire second floor is dedicated to a private primary retreat. The spacious primary suite offers a peaceful escape with its own private balcony overlooking the beautifully landscaped backyard--perfect for enjoying your morning coffee or relaxing in the evening. A versatile loft area provides additional living space that can serve as a home office, reading nook, or sitting area. Just off of the main living area, you'll find a wonderful screened and enclosed porch overlooking the private backyard. This inviting space is ideal for year-round entertaining, relaxing with a good book, or simply enjoying the peaceful setting and mature trees. Bluewater Bay is one of the area's most desirable communities, offering an exceptional lifestyle with a championship golf course, a premier tennis center, a marina, multiple community swimming pools, walking paths, parks, and more. Outdoor enthusiasts will love being just minutes from Rocky Bayou State Park, where hiking, kayaking, and nature trails await. The sugar-white beaches and emerald waters of Destin are only a short drive away, along with outstanding dining, shopping, and entertainment. This lovingly cared-for home is ready to welcome its next owners and offers the perfect combination of comfort, location, and the unmatched Bluewater Bay lifestyle. Make your appointment today! Buyers and Buyer's Agent to verify all information and measurements.

Highlights

Listed by Beth Beno , 850-376-1093 Cindy Cole Fine Homes LLC , 850-797-1471. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.41

Year Built

1984

County

Okaloosa

Area

13 - Niceville

Neighborhood

St. Andrews East at Bluewater Bay

Listing ID

1008620

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Microwave, Refrigerator W/IceMk, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Vaulted, Fireplace, Kitchen Island, Pantry, Split Bedroom

Exterior Features

Lot Dimensions:97X205X70X246
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,535
Taxes
$7

Home Price

$499,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,535.40 $7.23 $0.00 $2,542.63
Yearly $30,424.78 $86.81 $0.00 $30,511.59
Total $912,743.45 $2,604.30 $0.00 $915,347.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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