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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4423 Windlake Dr , Niceville, FL 32578
$845,000
Est. Payment: $4,668.50/mo
5 Bed
4 Bath
3179 Sqft
0.3 Acres
Status: Active | Days on site: 58
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EDR4 - E30219,E25702
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Harrison Lilly Team
Owner/Operator

House Description

Incredible opportunity to assume a 2.625% loan if youre a veteran.Everyday life feels a little more like a getaway tucked inside the gated community of Southwind at Bluewater Bay; this beautifully updated five-bedroom Craftsman offers a truly generous backyard with sweeping golf course views, creating a rare combination of privacy, greenery, and open space. The oversized, landscaped, and fenced backyard centers around a crystal-clear saltwater pool, with room for kids to play, pets to roam, or friends and family to gather. Peach, fig, orange, lemon, and lime trees add a little something special. Inside, the home is designed for the way people actually live. The flexible two-level floor plan offers five bedrooms, three separate living areas and plenty of room for everyone to spread out. The renovated kitchen features KitchenAid appliances, while the bathrooms have been thoughtfully updated throughout. This home has been meticulously maintained, with major improvements already completed, including a new roof, new Trane AC unit, updated electrical panel, and reconfigured front and rear yards. Then there are the spaces that make you want to stay awhile: the private pool, oversized screened porch, and easy access to the Bluewater Bay marina and tennis center. Whether you're enjoying a quiet morning coffee overlooking the course, spending summer afternoons by the pool, or gathering with friends on the porch, this is a home that makes it easy to embrace the coastal lifestyle.

Highlights

Listed by Suzanne G McDaniel , 985-640-1836 and Keli S O'neal , 850-974-6486 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

Year Built

1993

County

Okaloosa

Area

13 - Niceville

Neighborhood

Southwind Ph 6

Listing ID

1009287

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Newly Painted

Exterior Features

Lot:Golf Course,Irregular,Within 1/2 Mile to Water
Lot Dimensions:104X156X66X155
Zoning:City, Deed Restrictions, Resid Single Family
Others:
  • ▪ Additional:BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Separate Living Area, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$4,669
Taxes
$7
HOA
$0

Home Price

$845,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$169,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,668.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,668.50 $7.23 $0.00 $4,675.74
Yearly $56,022.04 $86.81 $0.00 $56,108.85
Total $1,680,661.18 $2,604.30 $0.00 $1,683,265.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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