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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1000 Bay Dr Unit 529 , Niceville, FL 32578
$245,000
Est. Payment: $1,353.59/mo
2 Bed
2 Bath
1301 Sqft
0.06 Acres
Status: Active | Days on site: 33
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful end-unit townhome located in the highly desirable Bluewater Bay community in Niceville, Florida. This 2-bedroom, 2-bathroom home offers a bright, open layout with new vinyl flooring in the main living area and a large open deck perfect for relaxing or entertaining. The roof is only 4 years old, adding peace of mind for the next owner. As an end unit, this home offers extra privacy and a more spacious feel. Bluewater Bay is known for its incredible amenities, including tennis courts, pickleball courts, golf courses, fishing, walking areas, and a true community lifestyle. A wonderful opportunity to enjoy comfort, convenience, and everything Bluewater Bay has to offer 2020 HVAC 2023 tankless water heater Roof 2022

Highlights

Listed by Casey M Tetman , 850-460-4517 Equity & Trust Realty Inc , 850-910-1274. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

Year Built

1982

County

Okaloosa

Area

13 - Niceville

Neighborhood

Royal Oak Villas Bluewater Bay

Listing ID

1010201

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Washer/Dryer Hookup

Exterior Features

Zoning:County, Resid Multi-Family
Others:
  • ▪ Additional:Yard Building, Patio Covered
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$1,354
Taxes
$103
HOA
$0

Home Price

$245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,353.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,353.59 $102.75 $0.00 $1,456.34
Yearly $16,243.08 $1,232.96 $0.00 $17,476.04
Total $487,292.30 $36,988.80 $0.00 $524,281.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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