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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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900 Bay Dr Unit 48 , Niceville, FL 32578
$365,000
Est. Payment: $1,851.21/mo
2 Bed
2 Bath
1316 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Live where convenience meets coastal charm, just 0.8 miles to Schooners Marina & Restaurant and 0.8 miles to Bluewater Bay Golf Course. This beautifully updated townhouse offers a low-maintenance lifestyle with thoughtful upgrades throughout, tucked into one of Niceville's most desirable communities near the bay. Inside you will find new LVP flooring, shiplap-accented bathrooms, and custom wood shelving in the pantry and hall closets. The kitchen features granite countertops, a gorgeous backsplash, under-cabinet lighting, a new garbage disposal in 2026, and a 2024 LG stove. A charming sunroom with exposed timber beams is ideal for a home office or cozy sitting area, while vaulted ceilings in the living room create an open, airy feel. The guest bedroom has a walk-in closet with custom shelving. The primary suite includes two custom his-and-her closets with barn doors and built-in lighting, plus an ensuite with large glass walk-in shower and extra storage. Enjoy a private patio with coastal mural. Sails, front patio TV, patio lighting, washer and dryer convey. Major systems: roof 2016 (HOA replaces every 15 years), A/C 2020, water heater 2019, gutters 2021, and ductwork cleaned 2025. Additional perks include electric landscape lighting, four Ring cameras, a one-car garage with extra storage, and epoxy-finished concrete patios. HOA maintains everything outside the courtyards. Bluewater Bay offers access to pool, tennis and pickleball through optional membership program. Welcome to your new walking and golf cart community!

Highlights

Listed by Camilo D Perez , 833-700-2782 Home Sold Realty LLC , 833-700-2782. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Okaloosa

Area

13 - Niceville

Neighborhood

Royal Oak Village 2B

Listing ID

1003033

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Ceiling Beamed, Ceiling Raised, Ceiling Vaulted, Pantry, Pull Down Stairs, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Sprinkler System, Patio Open, Porch Open
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$1,851
Taxes
$209
HOA
$0

Home Price

$365,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,851.21 $209.34 $0.00 $2,060.55
Yearly $22,214.53 $2,512.05 $0.00 $24,726.58
Total $666,436.01 $75,361.50 $0.00 $741,797.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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