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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8 Kristin Cir , Niceville, FL 32578
$549,000
Est. Payment: $2,784.42/mo
4 Bed
3 Bath
2066 Sqft
Status: active | Days on site: 194
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Visit this home in the quiet neighborhood of Rocky Bayou Estates, where you can take an evening stroll around the block after dinner, enjoy a round of golf just around the corner, or be close enough to town to run up the street for groceries or stop by one of the local restaurants when you don't feel like cooking. Publix, Walmart, shopping, dining, and everyday conveniences are all just a short distance away. This home offers a larger lot size and the neighborhood of Rocky Bayou Estates, you won't feel like you're just minutes from town. Whether you're commuting to Fort Walton Beach, Valparaiso, Destin, or surrounding areas, this location makes getting where you need to go simple while still enjoying the comfort of a quiet neighborhood. Built with a traditional floor plan, this home features a formal dining room, formal living room, an eat-in kitchen, and a secondary living space, giving you extra room to utilize however it best fits your lifestyle. Throughout the home, you'll find much of its original character, from the traditional layout to the doors, trim, and architectural details that have been preserved over the years. The home currently offers 3 bedrooms, 2.5 bathrooms, and an office with a large window and full closet that could easily be used as a fourth bedroom. There is plenty of opportunity to come in and make this well-cared-for home your own. Whether you've dreamed of creating a garage gym, adding a downstairs primary suite, building a pool, or simply updating the spaces to fit your style, this property offers the room and flexibility to make it happen. There are so many possibilities with this home and the spacious lot it offers in Rocky Bayou Estates.

Highlights

Listed by Gulfside Collective , 850-830-8502 and Kallie P Rawles , 850-830-8502 The Property Group 850 Inc , 850-682-9121. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.37

Year Built

1984

County

Okaloosa

Area

13 - Niceville

Neighborhood

Rocky Bayou Country Club Estates 3

Listing ID

993072

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Water Heater - Gas
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:70.17x147x160.5x159.7
Zoning:Resid Single Family
Sewer:Septic Tank
Principal Interest
$2,784
Taxes
$350

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,784.42 $349.99 $0.00 $3,134.41
Yearly $33,413.09 $4,199.85 $0.00 $37,612.94
Total $1,002,392.79 $125,995.50 $0.00 $1,128,388.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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