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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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941 Ruckel Dr , Niceville, FL 32578
$750,000
Est. Payment: $3,803.46/mo
4 Bed
3 Bath
2885 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Lovely four-bedroom home situated on a spacious lot in the desirable Rocky Bayou area. This property features a circular driveway, a two-car garage, and additional parking ideal for a boat or RV. Inside, the home offers a versatile layout with two separate living areas, a formal dining room, a large eat-in kitchen, and a loft space. The primary bedroom and bathroom are conveniently located on the main floor, while three additional bedrooms are upstairs and share a full bathroom along with the loft area. The kitchen, breakfast nook, and family room are thoughtfully positioned together, creating a comfortable and functional living space. The family room boasts vaulted ceilings and a cozy brick-surround fireplace. A half bath and laundry room are also located on this side of the home for added convenience. Enjoy the charming Florida room overlooking the large, fenced backyard--perfect for relaxing or entertaining. Roof: 2018. Gutters 2019. New fence 2026. Home exterior painted 2020. Screens replaced in Florida room 2025. New refrigerator and stove top 2025. Sprinkler system serviced and pump replaced April 2026. AC : 2010 & 2019.
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Highlights

Listed by Susan C Rood , 850-855-7411 and Mary C Livesey Coger , 850-855-7411 Keller Williams Realty Nville , 850-279-4332. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.43

Year Built

1996

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Rocky Bayou Country Club Estates 10

Listing ID

1001235

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Shelving, Split Bedroom, Upgraded Media Wing, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Level,Restrictions
Lot Dimensions:169X163X194X168
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Boat,RV
Principal Interest
$3,803
Taxes
$383

Home Price

$750,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,803.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,803.46 $383.14 $0.00 $4,186.60
Yearly $45,641.56 $4,597.69 $0.00 $50,239.25
Total $1,369,246.83 $137,930.70 $0.00 $1,507,177.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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