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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11 Kristin Cir , Niceville, FL 32578
$1,250,000
Est. Payment: $6,339.11/mo
4 Bed
4 Bath
4075 Sqft
Status: active | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled on over half an acre in the Rocky Bayou Neighborhood, this spectacular lakefront estate offers an unparalleled view of Lake Henderson. The main level is a masterclass in architectural warmth, highlighted by soaring 20-foot vaulted ceilings finished with pickled pine tongue-and-groove natural wood. Floor-to-ceiling windows bathe the living spaces in natural light while providing a breathtaking backdrop of the pond and pool. The expansive living room, anchored by a cozy wood-burning fireplace, flows seamlessly into the kitchen and dining areas, all positioned to capture the serene water vistas. The primary suite serves as a true retreat on the main floor, uniquely featuring separate ''his and her'' bathroom vanity rooms with individual walk-in closets. Downstairs, the walk-out lower level is greeted with a flexible office/den space and offers a spacious bonus area three generous bedrooms and a shared bathroom. Outdoor living is equally impressive with a sparkling inground swimming pool and lush grounds leading to the water's edge. Practicality meets luxury with a functional central vacuum system and an oversized two-car garage featuring over 700 square feet of floored attic space above; perfect for storage or a potential workshop. This is a rare opportunity to own a distinctive, light-filled retreat in one of the area's most scenic locations. Tour today!

Highlights

Listed by Adrian M Jacob , 832-381-4670 Redfin Corporation , 617-458-2883. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1984

County

Okaloosa

Area

13 - Niceville

Neighborhood

Rocky Bayou Cc Est 3

Listing ID

1001422

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Ice Machine, Oven Double, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Laminate,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Vaulted, Fireplace, Newly Painted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Lake
Lot Dimensions:67x185x186x273
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Sprinkler System, Porch
Sewer:Septic Tank
Parking Features:Garage,Oversized
Principal Interest
$6,339
Taxes
$628
HOA
$0

Home Price

$1,250,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,339.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,339.11 $627.63 $0.00 $6,966.73
Yearly $76,069.27 $7,531.55 $0.00 $83,600.82
Total $2,282,078.05 $225,946.50 $0.00 $2,508,024.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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