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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 Cunningham Ct , Niceville, FL 32578
$450,000
Est. Payment: $2,282.32/mo
5 Bed
3 Bath
2657 Sqft
Status: active | Days on site: 124
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Spacious 5-Bedroom Home in the Heart of Niceville with 3 full baths ideally situated in central Niceville, offering convenient access to local schools, shopping, and dining options. Designed with both comfort and functionality in mind, this home features a generous family room complete with built-in cabinetry and a gas fireplace--an inviting space for gatherings and everyday living. The thoughtfully updated kitchen includes new cabinetry, quartz countertops, stylish backsplash, new appliances, and a new sink, along with a spacious eat-in breakfast area. An additional dining room or flex space provides versatility to suit a variety of needs. A bright Florida room at the rear of the home offers additional living space and a great place to relax or entertain while overlooking the fully fenced backyard. Additional features include a full 2-car garage and a newly constructed 12 x 18 workshop, providing ample storage and workspace options. Recent Updates & Improvements Include: New flooring throughout the downstairs Updated kitchen with new cabinetry, quartz countertops, backsplash, appliances, and sink New bathroom vanities New impact glass windows All new lighting, switches, and outlets New Front, Back & Side doors New gutters with leaf guard system New driveway and sidewalks New 12 x 18 workshop - 2023 HWH - 2022 HVAC - 2024 Garage Door - 2026 This property offers a combination of modern updates, flexible living spaces, and a convenient location.

Highlights

Listed by Cathy J Alley , 850-585-2303 and Debbie A Lowmiller , 850-217-6828 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.31

Year Built

1972

County

Okaloosa

Area

13 - Niceville

Neighborhood

Pine Lake

Listing ID

999994

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Built-In Bookcases, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Sidewalk
Lot Dimensions:81.34' X 166.01'
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard
Sewer:Public Sewer
Principal Interest
$2,282
Taxes
$319

Home Price

$450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,282.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,282.32 $319.06 $0.00 $2,601.38
Yearly $27,387.78 $3,828.75 $0.00 $31,216.53
Total $821,633.43 $114,862.50 $0.00 $936,495.93

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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