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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1518 Abaco Cove , Niceville, FL 32578
$549,000
Est. Payment: $2,784.42/mo
4 Bed
3 Bath
2500 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully maintained, freshly painted home nestled in the heart of highly sought-after Bluewater Bay! Surrounded by lush landscaping, including green lawns, holly shrubs, and fragrant gardenias, this home offers outstanding curb appeal and an inviting front porch perfect for rocking chairs and enjoying the neighborhood. A decorative glass front door welcomes you into a bright, open floor plan featuring luxury vinyl plank flooring throughout the main living areas. The formal dining room is accented by a classic column, while the spacious living room showcases a cozy gas fireplace and French doors leading to a vaulted flex room with skylights. This versatile space is ideal as a home office, second living area, playroom, fitness room, or sunroom. The first-floor primary suite is a peaceful retreat with abundant natural light, a large walk-in closet, and an ensuite bath featuring an oversized soaking tub, custom tiled walk-in shower with pebble flooring, and spacious vanity. A guest bedroom and convenient half bath are also located on the main level. The well-appointed kitchen features stainless steel appliances, a gas range, stone countertops, tile backsplash, large center island, pantry, and an eat-in dining area. The adjacent laundry room includes a window for additional natural light. The oversized two-car garage offers valuable storage space above. Upstairs, you'll find two generously sized bedrooms with unique architectural details, ample closet space, a linen closet, and a full bath with a tub/shower combination. Step outside to a private, beautifully landscaped backyard surrounded by mature trees and shrubs, creating the perfect setting for entertaining, birdwatching, or simply relaxing in the peaceful surroundings. Located in one of Bluewater Bay's most desirable communities, this home offers flexible living spaces, timeless character, and exceptional privacy. Don't miss your opportunity to make this beautiful property your next home--schedule your private showing today!

Highlights

Listed by Sherri L Zimmerman , 850-642-1760 Carriage Hills Realty Inc , 850-678-5178. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

Year Built

1996

County

Okaloosa

Area

13 - Niceville

Neighborhood

Parkwood Cove At Bluewater Bay

Listing ID

1003044

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Kitchen Island, Newly Painted, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Level
Lot Dimensions:62 x 106 x 62 x 106
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Deck Open, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,784
Taxes
$269
HOA
$0

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,784.42 $268.70 $0.00 $3,053.13
Yearly $33,413.09 $3,224.42 $0.00 $36,637.51
Total $1,002,392.79 $96,732.60 $0.00 $1,099,125.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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