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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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343 Oaklake Ln , Niceville, FL 32578
$769,000
Est. Payment: $4,248.61/mo
3 Bed
2 Bath
2403 Sqft
0.4 Acres
Status: Active | Days on site: 300
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EBM4 - E3906,E5540
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Harrison Lilly Team
Owner/Operator

House Description

Now $769,000 + up to $15,000 in seller credit toward buyer closing costs or an interest-rate buydown. But that's not the only reason to take a closer look at 343 Oaklake Lane. Set on a 0.40-acre lot in Bluewater Bay, this updated single-story home gives you something that's getting harder to find: room for what comes next. The spacious backyard leaves room to imagine outdoor living, a future pool, additional living space for guests or extended stays, or simply enjoy the extra space as it is. Inside, much of the heavy lifting has already been done. Improvements completed between 2019-2024 include hurricane-rated updates, Trane HVAC & ductwork, copper wiring, spray-foam insulation, plus extensive interior & exterior renovations. The kitchen features quartzite countertops, solid maple cabinetry & updated appliances, with vaulted ceilings & a gas fireplace. A heated/cooled Florida room leads to an impressive 833-square-foot screened porch overlooking the fenced backyard, creating more room for morning coffee, game days & entertaining. Enjoy the Bluewater Bay lifestyle with marina activities, golf, tennis, pickleball, pools & waterfront dining, just minutes from the Emerald Coast's sugar-white sand beaches. The updates are here. The land gives you options. And the $15,000 seller credit gives you choices. Come see what you could do with all of it. Buyer to verify all information deemed important. Seller credit subject to lender approval, loan-program limits & contract terms.

Highlights

Listed by Kenneth M Wright , 850-582-6442 and Deneen M Sufnar , 850-543-7029 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.4

Year Built

1988

County

Okaloosa

Area

13 - Niceville

Neighborhood

Oaklake

Listing ID

987235

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Double, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Kitchen Island, Lighting Recessed, Lighting Track, Newly Painted, Pull Down Stairs, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Level,Survey Available,Within 1/2 Mile to Water,See Remarks
Lot Dimensions:215 X 150 X 169 X 27
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Lawn Pump, Sprinkler System, Patio Open, Porch, Porch Open, Porch Screened, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Oversized,See Remarks
Principal Interest
$4,249
Taxes
$502

Home Price

$769,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$153,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,248.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,248.61 $502.47 $0.00 $4,751.08
Yearly $50,983.37 $6,029.60 $0.00 $57,012.97
Total $1,529,501.12 $180,888.00 $0.00 $1,710,389.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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