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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4092 Rocky Dr , Niceville, FL 32578
$505,000
Est. Payment: $2,790.05/mo
3 Bed
2 Bath
2184 Sqft
0.62 Acres
Status: Active | Days on site: 7
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your dream home, perfectly nestled in a quiet, family-friendly neighborhood with charming sidewalks and access to top-rated schools. From the moment you arrive, the exceptional care and pride of ownership shine through, offering you total peace of mind with major systems that are nearly new. The roof, HVAC unit, and hot water heater are all just four years old, ensuring years of low-maintenance, worry-free living. Step inside to discover an inviting, light-filled interior defined by soaring high ceilings and remarkably spacious rooms. The open layout flows seamlessly into the heart of the home, where all premium kitchen appliances are included in the purchase, making this beautiful property entirely move-in ready. A true highlight of this home is the relaxing Florida room. Bathed in natural light, serving as the perfect transitional space to enjoy your surroundings. This room overlooks a tranquil backyard scene guaranteed to take your breath away. The centerpiece of this private outdoor oasis is a stunning live pond, creating a peaceful sanctuary right outside your door.. Whether you are hosting weekend gatherings, watching the kids play, or enjoying a quiet morning coffee listening to the soothing sounds of the water, this serene setting offers unmatched privacy and relaxation. Don't miss this rare find--schedule your private tour today!

Highlights

Listed by Britni A Dunn , 850-357-1610 Keller Williams Realty Nville , 850-279-4332. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.62

Year Built

1990

County

Okaloosa

Area

13 - Niceville

Neighborhood

Minger S/D

Listing ID

1012954

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Water Heater - Gas
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Dead End,Creek
Lot Dimensions:251x80x309x80
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Yard Building, Deck Open, Porch Screened
Sewer:Septic Tank
Parking Features:Boat,RV
Principal Interest
$2,790
Taxes
$346

Home Price

$505,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$101,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,790.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,790.05 $345.54 $0.00 $3,135.59
Yearly $33,480.63 $4,146.44 $0.00 $37,627.07
Total $1,004,418.81 $124,393.20 $0.00 $1,128,812.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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