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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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197 Bayshore Dr , Niceville, FL 32578
$1,099,000
Est. Payment: $5,573.92/mo
3 Bed
2 Bath
1800 Sqft
Status: active | Days on site: 14
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Harrison Lilly
Owner/Operator

House Description

Deep Water Waterfront Home with 156' of shoreline along Boggy Bayou and Mill Creek where you can enjoy a front row seat to annual 4th of July Fireworks, and 364 other waterfont sunsets and recreation. Only the guest bathroom does not have a direct facing window view of the water. Waterfront views are unmatched, as is the convenient location. Top rated high, middle and elementary schools are all close-by. First floor features a large garage and large separate storage room. Second floor includes kitchen, guest room and bathroom, and main living area. Off the second floor is a large screened in porch and 2 decks, one with a porch swing, all of which front the expansive waterfront. Third floor includes the master bedroom and bathroom with walk-in shower (and yet another expansive view of the water), walk-in closet, laundry room, and yet another deck. Also on the 3rd floor is a 3rd bedroom and closet that serves the current owner as a TV Room with windows on 3 sides and affording additional unique views of the water. Outside, enjoy a deep water 2-level dock, boat lift covered by a metal roof, and adjacent fire pit.

Highlights

Listed by Team Busovne , 850-598-9497 Keller Williams Realty Nville , 850-279-4332. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

2013

County

Okaloosa

Area

13 - Niceville

Neighborhood

Metes & Bounds

Listing ID

1005389

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Refrigerator
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor WW Carpet

Exterior Features

Lot:Irregular,Bayou
Lot Dimensions:260x64x85x165
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,574
Taxes
$463

Home Price

$1,099,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,573.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,573.92 $462.95 $0.00 $6,036.87
Yearly $66,887.05 $5,555.38 $0.00 $72,442.43
Total $2,006,611.43 $166,661.40 $0.00 $2,173,272.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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