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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4267 Armadillo Trl , Niceville, FL 32578
$565,000
Est. Payment: $3,121.54/mo
3 Bed
2 Bath
2079 Sqft
0.19 Acres
Status: Active | Days on site: 29
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EPNF - E25790
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful renovations! Welcome to this immaculate, single-story home located in the highly sought-after gated community of Magnolia Plantation in Bluewater Bay! Bright, airy, and thoughtfully designed, this move-in-ready residence features vaulted ceilings and an open-concept floor plan that creates a spacious and inviting atmosphere perfect for both everyday living and entertaining. The expansive great room flows seamlessly into the kitchen, making it an ideal gathering space for family and friends. A versatile Florida room offers endless possibilities and can serve as a bonus living area, home office, or even an additional bedroom. The screened garage, featuring floor-to-ceiling screens, provides yet another comfortable space to relax and enjoy the Florida lifestyle. Located within the gated Magnolia Plantation community of Bluewater Bay, this home offers residents convenient access to a wide range of recreational amenities, including swimming pools, tennis courts, championship golf courses, dining, and more. Ideally situated near the Mid-Bay Bridge, the property provides easy access to Destin's white-sand beaches, as well as premier shopping, dining, entertainment, and local attractions. Enjoy close proximity to Bluewater Bay Marina and Choctawhatchee Bay access. This beautifully maintained home combines comfort, convenience, and an exceptional location--ready for you to make it your own.

Highlights

Listed by Athena P Riley , 850-710-0310 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

Year Built

2002

County

Okaloosa

Area

13 - Niceville

Neighborhood

Magnolia Plantation At Bluewater Bay

Listing ID

1011494

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • ▪ Additional:Ceiling Raised, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Dead End
Lot Dimensions:8,264 Sq. Foot
Zoning:City
Others:
  • ▪ Additional:Porch Open
Sewer:Public Sewer
Principal Interest
$3,122
Taxes
$326

Home Price

$565,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$113,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,121.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,121.54 $326.33 $0.00 $3,447.87
Yearly $37,458.52 $3,915.90 $0.00 $41,374.42
Total $1,123,755.70 $117,477.00 $0.00 $1,241,232.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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