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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4198 Whitetail Cir , Niceville, FL 32578
$519,000
Est. Payment: $2,632.27/mo
3 Bed
2 Bath
2160 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this updated, spacious 3-bedroom, 2-bathroom home situated on one of the largest lots in the highly desirable Magnolia Forest neighborhood of BlueWater Bay. Designed for comfortable living and seamless entertaining, the property boasts three distinct indoor living areas alongside an expansive outdoor patio, providing abundant space for both relaxation and social gatherings. Every major system has been completely updated to offer the new owner total peace of mind and long-term cost savings. The brand-new roof, hot water heater, and electrical panel ensure maximum efficiency and reliability. Inside, the home features modern, carpet-free flooring throughout for easy maintenance, fresh paint, and smoothly finished ceilings. The comfort and air quality are further enhanced by new A/C ductwork equipped with UV purification lights, while a new front door and garage door add to the property's strong curb appeal and security.Beyond the home's individual upgrades, buyers will benefit from exceptionally low HOA fees and insurance costs, maximizing monthly affordability. The vibrant BlueWater Bay community offers an unparalleled active lifestyle with access to premier amenities including boating, sailing, water sports, tennis and pickleball courts, golf courses, pools, walking trails, and disc golf. Perfectly located in Niceville, this turnkey property places you just minutes from top-rated schools, dining, shopping, and the Twin Cities hospital, and sits a mere 12 minutes away from the crystal white sand beaches of Destin.

Highlights

Listed by Suzanne G McDaniel , 985-640-1836 and Keli S O'neal , 850-974-6486 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1997

County

Okaloosa

Area

13 - Niceville

Neighborhood

Magnolia Forest S/D Ph 2

Listing ID

1008592

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Ceiling Raised, Kitchen Island, Lighting Track, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:40 X 113 X 87 X 125
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Deck Open, Patio Open
Sewer:Public Sewer
Principal Interest
$2,632
Taxes
$331

Home Price

$519,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,632.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,632.27 $330.86 $0.00 $2,963.13
Yearly $31,587.24 $3,970.35 $0.00 $35,557.59
Total $947,617.23 $119,110.50 $0.00 $1,066,727.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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