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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101 Southlake Ct Unit 101 , Niceville, FL 32578
$235,000
Est. Payment: $1,298.34/mo
2 Bed
2 Bath
1374 Sqft
Status: Pending | Days on site: 22
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EPN1 - E29680,E3167
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to an opportunity in the heart of Bluewater Bay! This spacious 2-bedroom, 2-bath condo is a desirable ground-floor, end unit offering 1,374 square feet of single-story living and beautiful lake views. As the largest floor plan in the community, the condo offers generous living space and is priced with future updates in mind, giving the next owner the opportunity to personalize it. The condo is being sold AS IS. The air handler is from 2015, the water heater was replaced in 2020, and the HVAC system is equipped with a REME HALO whole-home in-duct air purification system. The monthly association fee is $653 and includes groundskeeping, exterior insurance, water, sewer, and trash. Rentals of 30 days or longer are permitted, providing additional flexibility for owners. Located directly behind the tennis courts in the Bluewater Bay community, the condo is convenient to the DoD school, Eglin Air Force Base, shopping, dining, and everyday conveniences. Bluewater Bay also offers a variety of optional recreational amenities, including golf, a marina, tennis, pickleball, swimming, and more. With Destin and its beautiful beaches, dining, shopping, and entertainment just a short drive away, this lake-view condo offers a great combination of space, location, and potential for a primary residence, second home, or property with rental possibilities. Washer/Dryer and Oven Range were purchased in 2023.All information contained within MLS is believed to be accurate but isn't guaranteed Buyers must verify anything deemed important.

Highlights

Listed by Monica M Atkinson , 850-525-5811 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Okaloosa

Area

13 - Niceville

Neighborhood

Lakeside Condo At Bluewater Bay

Listing ID

1010685

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Lake,Pond
Others:
  • ▪ Additional:Porch, Porch Screened
Sewer:Public Sewer
Principal Interest
$1,298
Taxes
$107
HOA
$0

Home Price

$235,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$47,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,298.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,298.34 $107.42 $0.00 $1,405.76
Yearly $15,580.09 $1,289.02 $0.00 $16,869.11
Total $467,402.81 $38,670.60 $0.00 $506,073.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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