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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1100 Lake Way Dr , Niceville, FL 32578
$720,000
Est. Payment: $3,977.90/mo
3 Bed
3 Bath
2579 Sqft
0.18 Acres
Status: Active | Days on site: 4
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ECU1 - E30314,E34726
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Harrison Lilly Team
Owner/Operator

House Description

VA assumable @ 5.625% Stunning lakefront renovation in Rocky Bayou Country Club Estates! This beautifully updated 3BR/3BA villa offers rare dual views of the lake and the Rocky Bayou Golf Course, creating a one-of-a-kind setting that feels peaceful, private, and effortlessly relaxing. The main level features a luxurious primary suite with a fully renovated spa bath, complete with a free-standing soaking tub and separate shower. A second bedroom and full bath on this level add convenience and versatility. The updated kitchen showcases quartz countertops, a gas stove, modern finishes, and an open layout overlooking the main living space and serene water views--perfect for enjoying your morning coffee or unwinding with an evening cocktail. The bright living area offers two lake-facing decks and seamless indoor-outdoor flow, ideal for entertaining or simply soaking in the scenery. Upstairs, a private third bedroom with full bath, walk-in closet, and generous storage creates a comfortable retreat. The finished lower level expands your lifestyle options with a flexible media or recreation space and walkout access directly to the water. Other upgrades include a tankless gas water heater and a 4-stage water filtration system. Low-maintenance living--HOA maintains the lawn. Move-in ready and fully renovated, this home delivers peaceful lakefront living with golf course views in one of the area's most desirable communities.

Highlights

Listed by Cynthia A Zimmermann , 850-974-0869 and Scott Summerlin , 850-582-8783 Coldwell Banker Realty , 850-897-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.18

HOA Fee

Year Built

1986

County

Okaloosa

Area

13 - Niceville

Neighborhood

Lake Way Villas I

Listing ID

1012957

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Gas
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Vaulted, Lighting Recessed, Newly Painted, Pantry

Exterior Features

Lot:Cul-De-Sac,Dead End,Lake
Lot Dimensions:106'x38'x82'x29'x110'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Deck Open
Sewer:Public Sewer
Parking Features:Garage,Garage Detached
Principal Interest
$3,978
Taxes
$536
HOA
$0

Home Price

$720,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$144,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,977.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,977.90 $535.93 $0.00 $4,513.83
Yearly $47,734.76 $6,431.18 $0.00 $54,165.94
Total $1,432,042.67 $192,935.40 $0.00 $1,624,978.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T15:01:32.000Z

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