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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1027 Christy Dr , Niceville, FL 32578
$2,400,000
Est. Payment: $13,259.65/mo
4 Bed
4 Bath
4589 Sqft
0.51 Acres
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

Turnkey waterfront living in Niceville! You can unwind to sunsets from nearly anywhere in this custom-built waterfront estate at 1027 Christy Drive - with a front-row seat to July 4th fireworks and a 20-minute boat ride to Destin. Deep-water dock with flow-through decking, covered boat lift, jet ski and kayak launch. Elevator serves all 3 levels. 1st floor: kitchen, half bath, multi-purpose room, 2 oversized garages, built-ins. 2nd floor: water-view kitchen and living area, screened porch, large balcony, 3 bedrooms, 2 full baths, laundry. 3rd-floor primary suite is a private oasis with kitchenette, private balcony, office and stunning views. Upgrades include a full-house generator, well-fed sprinklers, outdoor shower, 2 HVAC systems, 2 tankless water heaters, central vacuum, fresh interior and exterior paint, custom cabinetry, hardwood floors, foam insulation, gas grill hookup, new tile flooring, new snap-jacketed and wrapped pilings (deteriorated ones replaced), new stairwell to ground level, new circular drive, hardscaped front and back yards, and fencing along the entire waterside property. Did I mention the putting green? BONUS: all water toys included at no added value - 2023 Barletta Coastal Edition pontoon, 2024 Sea-Doo Explorer 170, Sea-Doo GTX 300 (PWCs), and tandem trailer. Don't miss this one-of-a-kind waterfront lifestyle! Schedule your private showing.

Highlights

Listed by Joe M Fagundes , 850-699-7047 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.51

Year Built

2009

County

Okaloosa

Area

13 - Niceville

Neighborhood

Grey Moss Point

Listing ID

1012181

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Elevator, Fireplace, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Flood Insurance Req,Within 1/2 Mile to Water,Bayou
Lot Dimensions:151 x 279 x 104.67 x 222 irregular
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Boatlift, Dock, Fenced Back Yard, Lawn Pump, Sprinkler System, Summer Kitchen, Deck Covered, Porch Screened
Sewer:Public Sewer
Parking Features:Garage,Golf Cart Enclosed,Oversized
Principal Interest
$13,260
Taxes
$1,664

Home Price

$2,400,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$480,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,259.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,259.65 $1,663.67 $0.00 $14,923.33
Yearly $159,115.85 $19,964.07 $0.00 $179,079.92
Total $4,773,475.55 $598,922.10 $0.00 $5,372,397.65

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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