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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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409 Hart St , Niceville, FL 32578
$450,000
Est. Payment: $2,282.32/mo
5 Bed
4 Bath
3162 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

UNLOCK THE POTENTIAL! Looking for space, flexibility, opportunity to build some sweat equity or rental income??? Bring your vision and creativity and customize to fit your needs! This solid brick home is conveniently located in the heart of Niceville at the end of a quiet street and features 5 bedrooms and 4 bathrooms including a walkout lower level apartment or 3 bedroom mother in law suite with separate entrance- perfect for multi-generational living, guests or potential rental income! Your mind can be at ease knowing this home was built in 2015 like a fortress - brick, hurricane impact windows, 9 ft ceilings, recessed lighting and tons of storage! The main kitchen is spacious and includes a giant center island with an abundance of custom cabinetry that you will find through out the house as well. The hard work has already been done but some landscaping would go a long way and flooring is needed to (qualify for FHA or VA financing), we can certainly get creative to make that happen. You have options and we have solutions. Don't miss out on this rare opportunity, schedule a showing today!

Highlights

Listed by Stefanie L Jamgochian , 850-714-7978 Coastal Villages Real Estate , 850-685-8595. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2015

County

Okaloosa

Area

13 - Niceville

Neighborhood

Florida Heights

Listing ID

1006194

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Raised, Floor Allowance, Kitchen Island

Exterior Features

Lot:Dead End
Lot Dimensions:.21
Zoning:City, Resid Single Family
Others:
  • Additional:Deck Open, Patio Open, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$2,282
Taxes
$483

Home Price

$450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,282.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,282.32 $483.09 $0.00 $2,765.40
Yearly $27,387.78 $5,797.03 $0.00 $33,184.81
Total $821,633.43 $173,910.90 $0.00 $995,544.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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