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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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144 Caraway Dr , Niceville, FL 32578
$889,000
Est. Payment: $4,508.84/mo
4 Bed
4 Bath
2844 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Assumable VA Loan at 3.75% interest rate! Welcome to 144 Caraway Dr, a stunning 2022-built brick beauty in Deer Moss Creek, Niceville's premier community! This 2,844 sq ft two-story home offers 4 bedrooms, 3 full baths, 1 half bath, a pocket office or dog room and a 3-car garage -- all situated on a spacious .21-acre lot with plenty of room for your dream pool, just steps from the community pool itself. Step inside to an open-concept floor plan featuring 10' ceilings and 8' doors on the main level, engineered hardwood floors throughout the main living areas and master suite, and tile in all wet areas. The gourmet kitchen shines with a gas range and flows seamlessly into the dining and living areas, perfect for entertaining. The main-floor master suite boasts a custom-built closet for ultimate organization. Upstairs, the versatile 4th bedroom/bonus/flex space includes its own en-suite bathroom -- ideal for guests, a home office, or a private teen suite -- plus a large walk-in attic for abundant storage. Additional upgrades include a gas tankless water heater, designer deco switches, and attic access for easy maintenance. Enjoy resort-style living with Deer Moss Creek's community pool just steps away, all within Niceville's top-rated school district and minutes from Eglin AFB, EOD school, and the Emerald Coast's world-famous beaches. Don't miss this move-in-ready gem in one of Niceville's most sought-after neighborhoods - schedule your showing today!

Highlights

Listed by Tammy A Summers , 601-597-3777 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

Year Built

2022

County

Okaloosa

Area

13 - Niceville

Neighborhood

Deer Moss Creek

Listing ID

1008669

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Range Hood, Refrigerator, Smoke Detector, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Kitchen Island, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Level,Sidewalk
Lot Dimensions:75x120x75x120
Zoning:City, Resid Single Family
Others:
  • Additional:Columns, Sprinkler System, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Golf Cart Enclosed
Principal Interest
$4,509
Taxes
$722
HOA
$0

Home Price

$889,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$177,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,508.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,508.84 $722.16 $0.00 $5,231.00
Yearly $54,106.08 $8,665.94 $0.00 $62,772.02
Total $1,623,182.50 $259,978.20 $0.00 $1,883,160.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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