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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1170 Deer Moss Loop , Niceville, FL 32578
$699,000
Est. Payment: $3,544.83/mo
4 Bed
2 Bath
2107 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Move in Ready! Located in the highly sought after Deer Moss Creek community of Niceville, Florida, this thoughtfully designed Craftsman-style home offers a rare combination of privacy and modern features, backing directly to the protected Eglin Preserve. ASSUMABLE 2.25% MORGAGE FOR qualified buyers. This single-level residence features a functional and flexible layout with 4 bedrooms and 2 full bathrooms. The open living area flows seamlessly into a well-appointed kitchen featuring quartz countertops, shaker cabinetry, a center island, and a gas range. Interior finishes include engineered wood flooring throughout the main living areas, tile in wet spaces, and carpet in the bedrooms. Both bathrooms are upgraded with granite countertops. Additional features include impact resistant windows and a tankless gas water heater for efficiency and peace of mind. Plus, a spacious lot provides ample room for outdoor living, including the potential for a future pool. An unfinished upstairs bonus area of approximately 300 square feet offers the opportunity for future expansion, additional storage, or customized living space. Deer Moss Creek is a planned unit community that continues to expand based on demand. The neighborhood features a community pool and clubhouse, basketball courts, playground, charming sidewalks and walking trails.

Highlights

Listed by The Locals Group , 251-455-8177 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

Year Built

2020

County

Okaloosa

Area

13 - Niceville

Neighborhood

Deer Moss Creek Ph 1A

Listing ID

1001339

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet New
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Covenants,Curb & Gutter,Restrictions,Sidewalk,Survey Available
Lot Dimensions:67.1 x 88.72 x 161.54 x 140
Zoning:City, Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Porch Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,545
Taxes
$622
HOA
$0

Home Price

$699,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,544.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,544.83 $621.65 $0.00 $4,166.47
Yearly $42,537.93 $7,459.76 $0.00 $49,997.69
Total $1,276,138.04 $223,792.80 $0.00 $1,499,930.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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