Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

205 Yacht Club Dr , Niceville, FL 32578
$680,000
Est. Payment: $3,756.90/mo
4 Bed
3 Bath
2589 Sqft
0.53 Acres
Status: Pending | Days on site: 1
Get Pre-Qualified
EAM2 - E2243,E29438,E22182
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Coastal Living with Deeded Water Access in Dana Pointe! Enjoy all the perks of waterfront living without the waterfront premium. Situated on an expansive half-acre lot (0.53 acres) in Niceville's highly desirable Dana Pointe neighborhood. Designed for effortless everyday living and entertaining, the floor plan features zero carpet throughout, soaring raised ceilings, and multiple dedicated living areas--including a formal living room, an open family room anchored by a cozy gas fireplace with custom built-ins, and a bright, versatile Florida room. The central kitchen is equipped with ample cabinetry, a pantry, and an expansive breakfast bar overlooking the living areas. The split-bedroom layout ensures optimal privacy for the owner's suite, complete with an ensuite bath and generous closet space. Outdoors, your private retreat awaits in the spacious, fully fenced backyard, ideal for pets, play, or weekend barbecues on the open deck. Boating and outdoor enthusiasts will love the dedicated parking area with easy access for a boat, RV, or trailer. Best of all, Dana Pointe residents enjoy exclusive deeded water access, a community boat launch, dock, fishing pier, picnic pavilion, and playground on the bay. Convenient to top-rated Niceville schools, Eglin AFB, Duke Field, and the white-sand beaches of Destin. Note able dates Roof 11/2015, windows 3/2019, HVAC 8/2016, Water heater 2022, garage door opener 2027 and lawn pump 2024.

Highlights

Listed by Marsha Babe , and Melissa N Miller , 850-502-0946 ERA American Real Estate , 850-678-1196. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.53

HOA Fee

Year Built

1996

County

Okaloosa

Area

13 - Niceville

Neighborhood

Dana Pointe

Listing ID

1012641

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Raised, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Survey Available
Lot Dimensions:104 x 221.80 x 103.98 x 221.74
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Deck Open, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Boat,RV
Principal Interest
$3,757
Taxes
$333
HOA
$0

Home Price

$680,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$136,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,756.90 $332.78 $0.00 $4,089.68
Yearly $45,082.82 $3,993.37 $0.00 $49,076.19
Total $1,352,484.74 $119,801.10 $0.00 $1,472,285.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services