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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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140 Chippewa Dr , Niceville, FL 32578
$774,000
Est. Payment: $3,925.17/mo
2 Bed
2 Bath
2023 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

UNMATCHED PRIVACY, SPECTACULAR VIEWS, & ULTIMATE NICEVILLE PARADISE ON 1.62 ACRES! Nestled on an expansive 1.3-acre lot, this one-of-a-kind Niceville property offers the ultimate blend of coastal proximity and secluded serenity. Backing up directly to protected Eglin AFB land, your peace and privacy are permanently guaranteed. Drink in spectacular, panoramic views of the Choctawhatchee Bay and overlook the serene secluded bayou waters of Grass Lake. Inside the brick home, an incredibly spacious layout anchored by original, retro-style decor and durable tile throughout--offering a fantastic, solid canvas for vintage design lovers or anyone looking to customize their dream coastal retreat. The 1.3 acre grounds feature a spectacular, park-like setting that effortlessly blends natural beauty with functional open space. A meticulously cleared, expansive lawn offers plenty of room for outdoor activities, pets, or perhaps even future additions, while mature, swaying palm trees adjorn the property to create an unmistakable, relaxed vibe. Own a private, sun-drenched sanctuary right by the water with NO HOA! The property boasts an Ultimate Hobbyist & Adventure setup for auto enthusiasts or craft lover, alike. An Oversized 4-Car Garage has a massive footprint with ample room for multiple vehicles, toys, and gear. A dedicated Mechanic Shop is fully ready for projects, heavy tools, and specialized work. A must see! Beside the garage is a covered RV Carport with high-clearance protection and will keep your motorhome, boat, or camper safe from the elements. Do not disturb! Appointments must be scheduled to view the home and/or property. Listing agents have resourced parcel/property information from the Walton County Property Appraiser's website. While the acquired information is deemed accurate and true, the buyer and/or buyer's agent should verify all details related to this property prior to purchase. The Listing agent and/or Lokation Real Estate broker do not warranty, nor guarantee, this MLS data to be accurate or true. Buyers are to perform their own due diligence and verify all information regarding the parcel, home and their intentions to improve or modify with Walton County Planning and zoning, prior to making their decision to purchase.

Highlights

Listed by Elizabeth Bell , 240-994-0090 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.3

Year Built

1985

County

Walton

Area

20 - Freeport

Neighborhood

Chippewa

Listing ID

1006910

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Central Vacuum, Cooktop, Microwave
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Kitchen Island

Exterior Features

Lot:Cleared,Covenants,Within 1/2 Mile to Water,Lake
Lot Dimensions:TBD By Buyer
Zoning:Resid Single Family
Others:
  • Additional:Patio Open, Porch Open
Sewer:Septic Tank
Parking Features:Boat,Carport,Carport Detached,Covered,Detached,Garage Detached,Oversized,RV
Principal Interest
$3,925
Taxes
$114

Home Price

$774,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$154,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,925.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,925.17 $113.66 $0.00 $4,038.83
Yearly $47,102.09 $1,363.89 $0.00 $48,465.98
Total $1,413,062.73 $40,916.70 $0.00 $1,453,979.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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