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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14040 W St Hwy 20, Niceville Fl, 32578 , Niceville, FL 32578
$519,000
Est. Payment: $2,632.27/mo
5 Bed
6 Bath
4088 Sqft
Status: active | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Need a big home so you can spread out, with 5+ bedrooms ( 3 of them are master bedrooms ), and 6.5 baths? This home sits on just over an acre, and has upgrades to it, including a renovated kitchen w/ marble counters, a huge island / brkfst bar, and two electric ovens with a propane gas tank fed burners over one of the two ovens! This home has a distinctive copper looking roof, and sits well off of Hwy 20. The driveway is lined with azaleas, and the detached garage is at the back of the property. The foundation is solid with the basement being concrete block and the home is on slab with brick siding! You would not think you have that much room till you go in and see it! You have 4,088 sq ft of heated and cooled space, and an additional 1,672 sq ft of unfinished, but... (Pls click on) heated and cooled room! That amounts to about $100.99 / sq ft! Several of the bedrooms have new LVP flooring and one of the master bedrooms has had the flooring removed, so you can upgrade it with what you prefer. The 3 master bedrooms are on the main floor, and there is a 4th bedroom on that level, too! The 5th bedroom is a cathedral ceilinged one that is just off the stairway, past the bathroom! But there are two huge rooms to the right (see photos) that could also be bedrooms (with a wall unit or chifforobe), or make one a game room, and still room for a pool table, foosball, etc. Come up with your own ideas of how you can utilize this phenomenal space! Being sold as-is. Call for your appointment, today! Cheers!

Highlights

Listed by Lyndon E Clifton , 850-865-5675 Go Coastal Real Estate , 850-837-9900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.02

Year Built

1969

County

Walton

Area

20 - Freeport

Neighborhood

Chickasaw S/D

Listing ID

999481

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Continue Clean, Oven Double, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Dual Fuel, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Fireplace 2+, Kitchen Island, Lighting Recessed, Lighting Track, Split Bedroom, Wallpaper, Washer/Dryer Hookup, Woodwork Painted
Water:Well

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:150.34 ft x 187.07 ft x 151.48 ft x 170.87 ft
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Hurricane Shutters, Lawn Pump, Sprinkler System, Patio Open, Porch Open, Fenced Chain Link
Sewer:Septic Tank
Parking Features:Converted Garage,Garage Detached
Principal Interest
$2,632
Taxes
$197

Home Price

$519,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,632.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,632.27 $196.50 $0.00 $2,828.77
Yearly $31,587.24 $2,358.00 $0.00 $33,945.24
Total $947,617.23 $70,740.00 $0.00 $1,018,357.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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