Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1080 Napa Way , Niceville, FL 32578
$570,000
Est. Payment: $2,890.63/mo
3 Bed
2 Bath
2273 Sqft
Status: active | Days on site: 135
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

***OPEN HOUSE: 8/29, 10:00-2:00*** Welcome to 1080 Napa Way where you're just 6 miles to the gorgeous beaches of Destin!!! It's *THE* stunning BLUEWATER BAY home that you've been searching for! This beautiful 2004 stucco home is a MUST SEE IN PERSON and is located in the highly coveted & very well established subdivision of Chardonnay Estates! Enjoy living in one of the most desirable areas of Niceville with top-rated schools & easy convenience to Eglin AFB, Army 7th Group, and the Naval EOD school! Nestled inside a cul-de-sac with underground utilities, you'll find this exceptional & immaculately maintained home that's sure to please! You'll love & appreciate all it has to offer - especially all the notable features such as a thoughtful open & split floor-plan, 2 living room spaces, 2023 roof, 2021 water heater, 2018 HVAC, brand new carpet in all 3 bedrooms, tile throughout the main living areas, and neutral color paint in all rooms. The openness & spaciousness this home offers allows an easy transitional flow from one room to the next that's perfect for entertaining your family & friends! The kitchen truly is the heart of this home and boasts granite countertops and stainless steel appliances. Just off the kitchen is the laundry room and pantry. (Less than 1 year old washer & dryer convey!) The kitchen overlooks the eat-in nook along with the cozy family room that's highlighted by a gas fireplace. The living room is open to the beautiful large dining room in the front of the home & near the foyer. The tranquil and massive primary bedroom and bathroom allow you to relax in both comfort, space, and style. The primary bathroom features tile flooring, a separate shower, a separate tub, separate vanities, a separate toilet room, and a large primary closet. Several areas of the home allow you to enter/exit the covered & screened-in back porch where you can can enjoy & entertain within it or access the spacious backyard that's fully privacy fenced and has ample room for a pool. You'll be pleased to know that the irrigation is from a well pump and not city water! Multiple trees and shrubs have been removed to allow more space for enjoyment. This home allows you to feel at ease knowing you get to just relax and just enjoy being home! The following items are all gas: fireplace and an outdoor stub for grilling. Sellers have a termite contract with Bryan Pest Control. HOA fee is only $134 per quarter. Don't miss your chance to own this stunner of a home! Schedule your private tour today! ***Yearly termite contract with Bryan Pest Control is $325 per year and renews in August 2026. ***Home Insurance Quotes: 1.) Cooke Insurance Agency = $2,381.31 per year 2.) Affordable Home Insurance = $2,622.05 per year ~VERY Close By Locations: ****White Point Road - Maxwell Gunter Mid-Bay Shores Recreation Area is less than a mile away! Enjoy walking/hiking trails, swimming in the bay, fishing from the shore, relaxing & laying out on the sand, launching kayaks/canoes/paddleboards, or just having a picnic by the water! It's a great local spot to enjoy!!! (1.) Beaches of Destin are just 6 miles away! Just over the mid-bay bridge takes you to "Crystal Beach" where there are several public beach access locations by Camille's and Crab Trap. The Back Porch is another favorite public beach. A local's favorite is Henderson Beach State Park where you can pay to have a yearly membership for ample parking, pavilions, and bathrooms! (Military receive discounts for the membership! Check out www.floridastateparks.org for more info!) (2.) Bluewater Elementary School is 2.5 miles from this home! (3.) 6 miles away are both Ruckel Middle School and Niceville High School! These schools are located right next to each other and are across the street from the Niceville Children's Park (free access) and Niceville Library. (4.) Fred Gannon Rocky Bayou State Park is located 3 miles away and is a local favorite spot to launch boats! You can purchase a yearly membership. (Check out www.floridastateparks.org for more info and military discounts!) (5.) Bluewater Bay has 3 separate swimming pool facilities that are all part of a membership that you can pay for to be a part of through Recreation Services, Inc. All 3 pools are located within close proximity to this home! It's just 1 mile to the Woodlands Pool, 3.5 miles to the Bay Drive Pool, and 2.5 miles to the Glen Eagles Pool. (Check out www.bluewaterbayfl.com for more info!) (6.) The Golf Club at Bluewater Bay is 2 miles away. (Check out bwbresort.com for more info.) (7.) Just 2.5 miles from this home is the Emerald Coast Pickleball courts and 3 miles away is the Emerald Coast Tennis Center. The tennis center's location (777 Bay Drive) only has tennis courts at it, but the pickleball courts are located right down the road at 1200 Oakmont Drive. (The pickleball courts are directly next to the Glen Eagles Pool which is one of the 3 pools of Bluewater Bay. The pickleball membership and the pool membership can be purchased through their separate businesses. They share access to the bathrooms located by the pool and pickleball courts. (Check out www.bluewaterbayfl.com for more info about ECT Management!) (8.) Eglin Air Force Base back (east) gate is just 10 miles away and the front (main) gate is only 14 miles away. (9.) It's 19 miles to Hurlburt Field Air Force Base's back gate and 25 miles to the front gate. (10.) This home is just 22 miles to Army 7th Special Forces Group Soldier Support Center compound. (11.) The Naval School Explosive Ordinance Disposal base is the closest military base distance to this home! It's only 2.5 miles away. (12.) Winn-Dixie (grocery store) is only 2 miles away. (13.) It's only 5 miles to Publix and just 6 miles Walmart. (14.) Just 2 miles to Ciao Bella/Bella Blue Bar, Tisano's, Sabina's Europa, Schnitzel & More, Thai Ladda, Amor & Taco's Mexican Kitchen and Cocina, Brother's Kitchen, Tango 3 Coffee Roasters Hurricane Grill & Wings, and Pepito's Mexican Restaurant. L. J. Schooners Dockside Restaurant & Oyster Bar is only 4 miles away!

Highlights

Listed by Emily J Hooks , 850-699-6165 Elevation Realty Inc , 850-419-6168. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2004

County

Okaloosa

Area

13 - Niceville

Neighborhood

Chardonnay Estates

Listing ID

999665

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Level,Restrictions,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:35x120x130x103
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Columns, Fenced Back Yard, Lawn Pump, Sprinkler System, Porch Screened, Fenced Privacy
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 10:00 am - 2:00 pm Aug 29
Principal Interest
$2,891
Taxes
$416
HOA
$0

Home Price

$570,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$114,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,890.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,890.63 $416.46 $0.00 $3,307.09
Yearly $34,687.59 $4,997.47 $0.00 $39,685.06
Total $1,040,627.59 $149,924.10 $0.00 $1,190,551.69

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services