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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Underwood Ln , Niceville, FL 32578
$414,999
Est. Payment: $2,104.80/mo
3 Bed
2 Bath
1705 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 105 Underwood Lane, an inviting brick home nestled on a private cul-de-sac in the heart of highly desirable Niceville, Florida. This charming 3-bedroom, 2-bathroom residence is perfectly situated just minutes from top-rated schools, convenient shopping, and the world's most beautiful beaches, making it the ideal place to call home. Step inside to discover spacious raised ceilings and updated luxury vinyl plank flooring that flows seamlessly throughout the main living spaces. The great room features a cozy gas fireplace, providing a perfect setting for relaxing evenings or entertaining friends. Glass sliders open onto a screened-in back porch, ideal for enjoying your morning coffee or hosting summer barbecues. Home chefs will love the well-equipped kitchen, complete with abundant cabinetry, gleaming granite countertops, and modern appliances. An oversized laundry room adds practicality and convenience to your daily routine. Enjoy peace of mind with a brand new (white) garage door, sprinkler system, and a 6ft privacy-fenced backyard, perfect for play, pets, or simply unwinding in your own outdoor oasis. With its thoughtful updates and unbeatable location, 105 Underwood Lane offers the perfect blend of comfort, convenience, and style. Don't miss your chance to own a piece of Niceville paradise. Schedule your private showing today and discover why this move-in ready home should be your next address! Buyers to verify items of importance such as measurements and school zones. New White garage door has been ordered and will be installed. Roof is 2019, WH is 2021 and HVAC is 2012.

Highlights

Listed by Michele Griffin , 850-376-8989 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

Year Built

2001

County

Okaloosa

Area

13 - Niceville

Neighborhood

Cedar Ridge Ph 15

Listing ID

1007968

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:78x55x51x62
Zoning:City
Others:
  • Additional:Fenced Back Yard, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,105
Taxes
$395

Home Price

$414,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.80 $394.69 $0.00 $2,499.49
Yearly $25,257.56 $4,736.27 $0.00 $29,993.83
Total $757,726.79 $142,088.10 $0.00 $899,814.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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