Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
main property photo 48
main property photo 49
main property photo 50
main property photo 51
main property photo 52
main property photo 53
main property photo 54
main property photo 55
main property photo 56
main property photo 57
main property photo 58
main property photo 59
main property photo 60
main property photo 61
main property photo 62
main property photo 63
main property photo 64
main property photo 65
main property photo 66
main property photo 67
View All (68)
property photo 1
property photo 2
property photo 3
105 Underwood Ln , Niceville, FL 32578
$399,500
Est. Payment: $2,207.18/mo
3 Bed
2 Bath
1705 Sqft
0.19 Acres
Status: Pending | Days on site: 67
Get Pre-Qualified
EBM4 - E8576,E22182
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to 105 Underwood Lane, an inviting brick home nestled on a private cul-de-sac in the heart of highly desirable Niceville, Florida. This charming 3-bedroom, 2-bathroom residence is perfectly situated just minutes from top-rated schools, convenient shopping, and the world's most beautiful beaches, making it the ideal place to call home. Step inside to discover spacious raised ceilings and updated luxury vinyl plank flooring that flows seamlessly throughout the main living spaces. The great room features a cozy gas fireplace, providing a perfect setting for relaxing evenings or entertaining friends. Glass sliders open onto a screened-in back porch, ideal for enjoying your morning coffee or hosting summer barbecues. Home chefs will love the well-equipped kitchen, complete with abundant cabinetry, gleaming granite countertops, and modern appliances. An oversized laundry room adds practicality and convenience to your daily routine. Enjoy peace of mind with a brand new (white) garage door, sprinkler system, and a 6ft privacy-fenced backyard, perfect for play, pets, or simply unwinding in your own outdoor oasis. With its thoughtful updates and unbeatable location, 105 Underwood Lane offers the perfect blend of comfort, convenience, and style. Don't miss your chance to own a piece of Niceville paradise. Schedule your private showing today and discover why this move-in ready home should be your next address! Buyers to verify items of importance such as room measurements and school zones. Roof is 2019, WH is 2021 and HVAC is 2012. VA assumable at 2.876%
Show more

Highlights

Listed by Michele Griffin , 850-376-8989 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.19

Year Built

2001

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Cedar Ridge Ph 15

Listing ID

1007968

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:78x55x51x62
Zoning:City
Others:
  • ▪ Additional:Fenced Back Yard, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,207
Taxes
$395

Home Price

$399,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,207.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,207.18 $394.69 $0.00 $2,601.87
Yearly $26,486.16 $4,736.27 $0.00 $31,222.43
Total $794,584.78 $142,088.10 $0.00 $936,672.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services