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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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235 Karen Ct , Niceville, FL 32578
$400,000
Est. Payment: $2,209.94/mo
3 Bed
2 Bath
1616 Sqft
0.34 Acres
Status: Active | Days on site: 4
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EKW7 - E4796
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to this inviting Niceville property, tucked beneath mature trees and offering comfortable living with plenty of space to make your own. Inside, you'll find a bright, neutral interior with luxury vinyl plank flooring flowing through the main living areas. The spacious living room is anchored by a classic brick fireplace, creating a warm focal point for everyday living and entertaining. The kitchen features wood cabinetry, stainless steel appliances, generous storage, and a window overlooking the surrounding greenery. French doors add character and lead into a spacious bedroom, while the home's neutral finishes provide an easy canvas to make the space your own. One of the standout features is the large screened-in porch, offering a wonderful extension of the living space and the perfect spot for morning coffee, relaxing evenings, or enjoying Florida's outdoor lifestyle while staying comfortably shaded. Beyond the porch, the fenced backyard is surrounded by mature trees, creating a peaceful and private setting with plenty of room to enjoy the outdoors. A two-car garage provides additional parking and storage, while the home's Niceville location offers convenient access to shopping, dining, schools, military installations, and everything the Emerald Coast has to offer. With its combination of comfortable indoor living, a cozy fireplace, LVP flooring (2026), generous outdoor space, freshly painted walls (2026) and a fantastic Niceville location, this home is ready for its next chapter.

Highlights

Listed by Jeremy D Fretwell , Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.34

Year Built

1989

County

Okaloosa

Area

13 - Niceville

Neighborhood

235 Karen Court

Listing ID

1011532

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Fireplace, Washer/Dryer Hookup

Exterior Features

Lot:Interior
Lot Dimensions:0X0
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Hurricane Shutters, Sprinkler System, Patio Enclosed, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,210
Taxes
$340

Home Price

$400,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.94 $340.06 $0.00 $2,550.00
Yearly $26,519.31 $4,080.69 $0.00 $30,600.00
Total $795,579.26 $122,420.70 $0.00 $917,999.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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