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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3495 Moonstone Dr , Navarre, FL 32566
$599,999
Est. Payment: $3,043.08/mo
4 Bed
3 Bath
2345 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Summer is HERE, and your backyard oasis awaits! Experience the perfect blend of comfort, style, and outdoor living in this beautifully updated, 4-bedroom, 2.5 bathroom, brick home located in Treasure Isle Estates. This home is located only MINUTES to the emerald colored water and white sand of Navarre beach, public boat launch access, restaurants, shopping and so much more. Designed with a desirable split and open concept floor plan, this home showcases soaring double tray ceilings, crown molding, luxury plank flooring throughout, and abundant natural light from oversized windows overlooking the backyard retreat. The spacious living area centers around an inviting electric fireplace, while the roomy kitchen features a large island, granite counter tops, backsplash, custom built pantry with pull out drawers and baskets, and a convenient spice rack mounted on the pantry door. The owner's suite offers a luxurious custom walk-in closet with adjustable shelving, providing exceptional organization and storage. The owner's suite bath features a double vanity, a large garden tub perfect for relaxing after a long day, and a standalone tile shower, convenient for those days on-the-go. Step outside to your private backyard oasis for a swim to cool off on those hot summer days. Enjoy a stunning Gunite saltwater pool with a fountain, controlled directly from the Pentair app, along with a newly installed screened entertainment room (2025) all connected to the covered patio. Complete with a wall-mounted TV, ample seating areas, a fire pit, and solar-powered motion activated lighting for added convenience, the outdoor space is ideal for relaxing or hosting family and friends. The fully fenced backyard also includes a storage shed for all of those outdoor tools, toys, and pool accessories. Additional features include a covered front porch, decorative front water feature, video doorbell system, extreme weather window coverings, dedicated laundry room, and a 2-car garage equipped with ceiling-mounted storage shelving. Significant upgrades include a Culligan water softener and reverse osmosis system installed in 2023, a transferable termite bond established in 2023, a Nest programmable thermostat, and fresh interior paint completed in 2024. Underground utilities add to the clean curb appeal and convenience of this exceptional property. From the thoughtful custom storage solutions to the resort style outdoor amenities, this move-in-ready home offers everything you need for comfortable everyday living and effortless entertaining. Don't wait. This is home! Buyer(s) is responsible for verifying ALL data and information, including lot size and room measurements, as it is deemed to be reliable but not guaranteed.

Highlights

Listed by Marie McClure , 850-533-5880 The Realty Experience at Axen Realty , 818-932-8800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.48

Year Built

2018

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Treasure Isle Estates

Listing ID

1004652

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Curb & Gutter,Restrictions
Lot Dimensions:71x264x123x46x260
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Columns, Fenced Back Yard, Hurricane Shutters, Pool - Gunite Concrt, Sprinkler System, Deck Covered, Patio Covered, Patio Enclosed, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,043
Taxes
$382

Home Price

$599,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,043.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,043.08 $382.50 $0.00 $3,425.58
Yearly $36,516.98 $4,589.99 $0.00 $41,106.97
Total $1,095,509.42 $137,699.77 $0.00 $1,233,209.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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