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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1423 Sound Retreat Dr , Navarre, FL 32566
$590,000
Est. Payment: $2,992.06/mo
4 Bed
3 Bath
2537 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this immaculate, custom-built, home located in the highly desirable Sound Retreat community of Navarre, offering the perfect blend of coastal charm and absolute peace of mind. Sitting high and dry with no history of flooding, this property features major recent upgrades for worry-free living, including a brand-new roof and a new hot water heater, both installed in 2025. Best of all, you are just a short, scenic stroll away from the beautiful Santa Rosa Sound. This home is complete with deeded water access for Sound Retreat neighbors to enjoy the very best of the coastal lifestyle. Walk down to the water easily from this home and watch the sunrise or sunset! Another reason to love this home is that it is officially zoned for the highly anticipated new Soundside High School. Inside, the exceptionally spacious, open-concept layout is designed with large, airy rooms, flowing effortlessly from the massive great room into a separate formal dining room and a bright eat-in kitchen. The highly unique floor plan boasts two true master suites. One situated on either end of the house for ultimate privacy--with each suite opening up through French doors to its own private lanai. Rounding out this incredible property is an oversized garage and a LARGE backyard (almost a half an acre!). From its pristine condition to its unbeatable location and recent improvements, this spectacular home is entirely move-in ready and just waiting for a new owner to enjoy it. Schedule today!

Highlights

Listed by Jennifer C Rushing , 850-776-2959 Berkshire Hathaway Home Services PenFed Realty , 850-932-6278. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.46

Year Built

1996

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Sound Retreat

Listing ID

1005727

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace

Exterior Features

Lot Dimensions:100x200
Zoning:City, Resid Single Family
Others:
  • Additional:Fenced Back Yard, Fenced
Sewer:Public Sewer
Principal Interest
$2,992
Taxes
$374

Home Price

$590,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,992.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,992.06 $374.09 $0.00 $3,366.15
Yearly $35,904.69 $4,489.13 $0.00 $40,393.82
Total $1,077,140.84 $134,673.90 $0.00 $1,211,814.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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