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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2176 Calle De Cantabria , Navarre, FL 32566
$425,000
Est. Payment: $2,155.30/mo
3 Bed
2 Bath
1308 Sqft
Status: active | Days on site: 150
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

What a rare opportunity--3-bd, 2 ba home w/a 2-car garage offers 1,308 sf situated on .43-acres - includes an additional lot with 24' x 25' detached garage/workshop with no HOA. Additional Lot provides endless possibilities for expansion or recreation. Step inside & immediately appreciate the warmth & charm of the vaulted ceilings accented w/a stunning wood beam & a dramatic floor-to-ceiling wood-burning fireplace. Natural light pours in through skylights in both bathrooms. No popcorn ceilings & updated décor switches adding modern touches. The outdoor space is where this property truly shines. A brand-new wood fence surrounds the property, featuring multiple access points including a 20-foot backyard gate, perfect for storing boats, RVs, or additional vehicles with ease. The oversized lot offers privacy, flexibility & room to truly enjoy Florida living. For those needing workspace or extra storage, the 24' x 25' detached garage/workshop w/electricity features a wall A/C unit & remote, making it ideal for hobbies, projects, or a home-based business. An additional 8' x 8' shed provides even more storage solutions. Peace of mind comes with major system updates, including a 2025 grinder pump and float switch, 2018 HVAC & a 2014 roof, along with a sprinkler system recently serviced & improved. The home is also equipped w/aluminum hurricane shutters & security camera system inside and out, plus a smart garage door system controllable by phone--bringing both safety & convenience. Even better, most furnishings convey with an acceptable offer, allowing for a seamless move-in or turnkey rental opportunity. Location is everything, and this home delivers--just minutes from Navarre Beach & conveniently positioned near Hurlburt Field, Eglin AFB & Pensacola NAS, with easy access to shopping, dining, and medical facilities. Whether you're looking for a primary residence, second home, or investment opportunity, this one checks all the boxes.

Highlights

Listed by Susan De Leon , 850-684-1003 Coldwell Banker Realty , 850-684-1003. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.43

Year Built

1987

County

Santa Rosa

Neighborhood

Santillana

Listing ID

679669

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:113x168
Garage Capacity:2
Zoning:County,Res Single
Roof:Shingle,Gable
Others:
  • Additional:Irrigation Well, Lawn Pump, Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Boat,Detached,Front Entrance,RV Access/Parking,Garage Door Opener
Principal Interest
$2,155
Taxes
$271

Home Price

$425,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.30 $270.94 $0.00 $2,426.23
Yearly $25,863.55 $3,251.25 $0.00 $29,114.80
Total $775,906.54 $97,537.50 $0.00 $873,444.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.