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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2005 Jessica Way , Navarre, FL 32566
$910,000
Est. Payment: $4,614.87/mo
3 Bed
3 Bath
2056 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Back on the Market Due to No Fault of the Seller. Don't miss this true waterfront retreat a premier and highly desirable neighborhood, perfectly positioned on a private point with sweeping views of the Intracoastal Waterway and glimpses of the Gulf from nearly every room. This updated 3-bedroom home offers the best of coastal living, combining privacy and serenity with convenient access to shopping, dining, white-sand beaches, and military bases. The main living area is designed to capture the setting, with water views from nearly every angle, from the kitchen to the dining area to the living room, anchored by an electric fireplace, creating a bright, open space that keeps the water as the focal point. Thoughtfully updated throughout, the fully remodeled kitchen features updated cabinetry, granite countertops, stainless steel appliances, and above and below cabinet lighting, all paired with modern finishes. New flooring, new carpet, updated baseboards, and smart switches throughout the home add a clean, modern feel. The primary suite offers a true spa-like experience with a completely renovated bath featuring heated floors, a soaking tub with surrounding wainscoting, & a custom shower with five jetted shower heads. Bidet toilets have been added in the two full bathrooms for added comfort & convenience. Upstairs, two lovely guest bedrooms share a well-designed bath with separate vanities & access to a veranda overlooking the water/views & feature additional storage tucked behind the closets. The lower level leads to a spacious 2.5-car garage with water views and a large storage area. Outdoors, enjoy fishing and crabbing right from your backyard, rinse off in the outdoor shower, and take in daily visits from dolphins, rays, birds, and more, along with unforgettable sunrises and sunsets. For boating enthusiasts, the property offers ample space to add a dock, making it easy to take full advantage of life on the water. The HOA also provides amenities such as a small neighborhood park and dock perfect for fishing or launching a paddle board or kayak. Major system improvements provide peace of mind, including a 2020 roof, impact-resistant windows installed within the last eight years, and HVAC systems just 2 years old. Additional enhancements feature new sprinkler system and sod, new cement pads and walkways, updated stairs and railings, and a new hurricane-rated front door. This is more than a home, it's a lifestyle. Waterfront properties in with this setting and level of updates are rarely available.

Highlights

Listed by Lisa J Deering , 702-885-1029 Berkshire Hathaway Home Services PenFed Realty , 850-729-0176. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1995

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Sandy Beach Estates

Listing ID

1003472

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Fireplace, Newly Painted, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Flood Insurance Req,Interior,Within 1/2 Mile to Water,Intracoastal Wtrwy,Shore - Seawall,Sound
Lot Dimensions:104x181x107x102
Zoning:County, Resid Single Family
Others:
  • Additional:Balcony, Lawn Pump, Shower, Sprinkler System, Deck Covered, Porch, Porch Open, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$4,615
Taxes
$491

Home Price

$910,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$182,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,614.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,614.87 $491.47 $0.00 $5,106.34
Yearly $55,378.43 $5,897.67 $0.00 $61,276.10
Total $1,661,352.82 $176,930.10 $0.00 $1,838,282.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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