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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9526 Monaco Cir , Navarre, FL 32566
$999,000
Est. Payment: $5,519.33/mo
4 Bed
4 Bath
3024 Sqft
0.36 Acres
Status: Active | Days on site: 84
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EINN - E27364
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Harrison Lilly Team
Owner/Operator

House Description

Experience the ultimate in coastal living with this stunning Mediterranean-style home offering breathtaking Santa Rosa Sound views, 4 bedrooms, 3.5 bathrooms, 3,024 square feet of beautifully designed living space, a resort-style 20' x 40' pool, and a private in-law suite. Perfectly situated just steps from the Santa Rosa Sound, community dock, and beach access, this exceptional property blends luxury, comfort, and convenience. From the moment you enter, you'll be captivated by soaring ceilings, elegant tile flooring, recessed lighting, and abundant natural light streaming through oversized architectural windows. The spacious living room features dramatic vaulted ceilings, a cozy fireplace, and incredible water views, creating the perfect setting for relaxing or entertaining. The gourmet chef's kitchen is designed to impress with commercial-grade stainless steel appliances, a professional gas range with vented hood, gorgeous quartz countertops, designer tile backsplash, custom soft-close cabinetry, abundant storage, and a large center island ideal for gathering with family and friends. The thoughtfully designed floor plan offers spacious bedrooms, generous living areas, and a fully equipped in-law suite perfect for guests or multigenerational living. Step outside to your private backyard oasis featuring an expansive pool, ample patio space, and tropical surroundings. Whether you're looking for a primary residence or second home!

Highlights

Listed by Mark J Pfeiler , 850-291-9373 Innerscope Realty LLC , 509-250-3111. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

Year Built

1991

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Riviera Beach

Listing ID

1006590

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Freezer, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas
Air Cond:Wall/Window Unit(s),Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:89X177
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Columns, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Pavillion/Gazebo, Sprinkler System, Yard Building, Deck Open, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Boat,Oversized
Principal Interest
$5,519
Taxes
$387
HOA
$0

Home Price

$999,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,519.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,519.33 $387.24 $0.00 $5,906.57
Yearly $66,231.97 $4,646.88 $0.00 $70,878.85
Total $1,986,959.20 $139,406.40 $0.00 $2,126,365.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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