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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2035 Palmetto Lake Dr , Navarre, FL 32566
$475,000
Est. Payment: $2,624.31/mo
0.45 Acres
Status: Pending | Days on site: 4
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CBU013 - 17657,5092
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

WATERFRONT HOMESITE WITH BOAT SLIP #9! Build your dream home in Palmetto Lake Preserve, an intimate gated community approximately two miles east of the Navarre Beach Bridge. This level 0.45-acre lot offers approximately 126 feet of waterfrontage, with Santa Rosa Sound to the south and Palmetto Lake to the west -- creating expansive water views on two sides and only one direct neighboring property. Boat Slip #9 conveys with the property and provides deep-water access from the community dock. Additional features include a newly constructed retaining wall along the western edge, a seawall boardwalk with low-maintenance synthetic decking, riprap, and access to public water and sewer. The community is known for its beautiful custom Mediterranean-style homes and peaceful waterfront setting. Imagine enjoying colorful sunsets, refreshing coastal breezes, and views of Navarre Beach Island from your future home. Travel by boat or drive about 2.5 miles to Navarre Beach for sugar-white sand and emerald-green waters. Bring your builder and begin planning your own waterfront retreat along Florida's beautiful Emerald Coast!
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Highlights

Listed by Tamela Hayes , 850-259-6404 Coldwell Banker Realty , 850-863-4563. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land
Lot/Acreage
0.45

HOA Fee

County

Santa Rosa

 Neighborhood

Palmetto Lake Preserve

Listing ID

689597

Questions about this listing?

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Interior Features

Water:Public,Tap Fee Due

Exterior Features

Lot:Central Access,Cul-De-Sac,Cleared,Lake,Sound,Waterfront,Beach Access,Block/Seawall,Natural
Lot Dimensions:126 X 289 X 169
Zoning:County,Res Single
Others:
  • ▪ Additional:Boat Slip, Dock
Sewer:Public Sewer,Tap Fee Due
Parking Features:RV/Boat Parking
Principal Interest
$2,624
Taxes
$303
HOA
$0

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,624.31 $302.81 $0.00 $2,927.12
Yearly $31,491.68 $3,633.75 $0.00 $35,125.43
Total $944,750.37 $109,012.50 $0.00 $1,053,762.87

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.