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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1981 Andorra St , Navarre, FL 32566
$390,000
Est. Payment: $2,154.69/mo
3 Bed
2 Bath
1512 Sqft
0.54 Acres
Status: Active | Days on site: 27
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Harrison Lilly Team
Owner/Operator

House Description

Just two miles from the white sand shores of Navarre Beach, 1981 Andorra Street offers something that's becoming harder to find--more than half an acre to call your own, no HOA, and plenty of room to enjoy the Florida lifestyle. Set on a spacious .54-acre lot, this 3-bedroom, 2-bath home offers 1,512 square feet with a split floor plan designed for both comfortable everyday living and entertaining. Step inside to a freshly painted interior with new blinds, no carpet, and an open living space centered around a cozy fireplace. It is the perfect place to gather after a day at the beach. The living area flows naturally into the updated kitchen, featuring granite countertops, stainless steel appliances, a pantry, and an eat-in bar where there's room for everything from morning coffee to casual dinners. A separate dining area provides additional space for meals, holidays, and entertaining. Tucked away from the secondary bedrooms, the primary suite offers its own retreat with a walk-in closet and spacious bathroom featuring two separate updated vanities, a jetted tub, and a walk-in shower with a new shower door. Step outside and you'll quickly see what makes this property special. The fenced backyard and patio offer plenty of room to relax, entertain, or let your vision take shape. With more than half an acre and no HOA, there's space for a boat or RV, and plenty of backyard remaining for a future pool, outdoor entertaining area, or simply room to spread out and enjoy. ....... A dedicated laundry room and two-car garage add everyday functionality, while two major updates have already been completed with a newer roof (2020) and HVAC replaced in 2025. And when you're ready to venture out, you're just minutes from the best of Navarre. Navarre Beach is approximately two miles away, with grocery stores, restaurants, and everyday conveniences nearby. Hurlburt Field is approximately 12 miles away, and Eglin Air Force Base is approximately 23 miles away. Whether you're searching for a home near the beach, but not in a flood zone, want a property with more land and flexibility, or are exploring an investment opportunity on the Emerald Coast, this is the home for you. 1981 Andorra Street brings together location, space, updates, and possibilities in one property. Come see it for yourself and imagine what life could look like here. Buyer(s) is responsible for verifying all data and information, including room dimensions. Information is deemed to be reliable but not guaranteed.

Highlights

Listed by Barbie A Sneed , 443-554-0368 Coldwell Banker Realty , 850-684-1003. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.54

Year Built

2004

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Navarre S/D 2Nd Addn

Listing ID

1010931

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Cathedral, Fireplace, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:100 x 236
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Porch, Fenced Privacy, Fenced
Sewer:Septic Tank
Principal Interest
$2,155
Taxes
$284

Home Price

$390,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,154.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,154.69 $284.49 $0.00 $2,439.18
Yearly $25,856.33 $3,413.83 $0.00 $29,270.16
Total $775,689.78 $102,414.90 $0.00 $878,104.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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