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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8414 Lucena St , Navarre, FL 32566
$409,900
Est. Payment: $2,078.72/mo
3 Bed
2 Bath
1576 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Coastal Charm Meets Effortless Florida Living! Welcome to your own slice of the Navarre Beach lifestyle! This beautifully maintained 3-bedroom, 2-bath home offers 1,576 square feet of thoughtfully designed living space, blending relaxed coastal character. Inside, the home shows exceptionally well, featuring granite countertops and LVT throughout. The light, inviting spaces create an easygoing beach-house feel while still offering the refined finishes and comfortable details you want in a home. Step outside and discover a backyard designed for enjoying the best of Florida living. The fully fenced yard offers privacy and plenty of room to relax, play, and entertain. A separate driveway leads to a large concrete RV pad with full hookups, while an oversized garage provides abundant space for vehicles, storage, hobbies, and all your coastal toys. There’s even a double gate and additional gravel driveway providing convenient parking for a boat, RV, recreational vehicle, or other outdoor equipment—an uncommon and highly desirable feature. Ideally located just minutes from the sugar-white sands and emerald waters of Navarre Beach, this home puts beach days, boating, dining, and the laid-back coastal lifestyle within easy reach. Beautifully cared for, exceptionally functional, and filled with coastal appeal, this is more than a house—it’s a place to embrace the relaxed, refined rhythm of life along the Gulf Coast.

Highlights

Listed by Carol Brown , 850-939-1414 CAROL BROWN FAMILY REAL ESTATE PA , 850-450-2644. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.36

Year Built

2024

County

Santa Rosa

Neighborhood

Navarre 2nd Addition

Listing ID

687495

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s), Master on Main
Water:Public

Exterior Features

Lot Dimensions:80 X 200
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Irrigation Well, Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$2,079
Taxes
$261

Home Price

$409,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,078.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,078.72 $261.31 $0.00 $2,340.03
Yearly $24,944.63 $3,135.74 $0.00 $28,080.37
Total $748,339.03 $94,072.05 $0.00 $842,411.08

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.