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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7109 Wells Ave , Navarre, FL 32566
$800,000
Est. Payment: $4,419.88/mo
3 Bed
4 Bath
2368 Sqft
0.51 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

It's six o'clock on a Tuesday. The boat's back in the covered slip, the cooler full of redfish is riding the lift up, and you're out on the giant third-level balcony with nothing but East Bay in front of you. The view points southwest, so you get sunset views right from the house, plus dolphins playing in your backyard, so yeah, this is your evening plan now. And there are two of these stacked balconies, 400 square feet each, with full water views from anywhere you're standing. There's also a hot tub on the second deck looking right at the bay, plus a sitting deck under solar string lights. Down at the water you've got 112 feet of shoreline and a private pier with a covered boat slip, covered deck, and a chain swing for the most epic waterside conversations. The owners boast of the redfish, trout, and sunfish they've caught off the dock, and one day pulled in enough blue crab for a boil. Kayak into the estuary and they've even landed a largemouth bass. The 4x4 utility and disability lift is rated for 1,000 lbs and runs ground floor to every level, so stairs can be a thing of the past, and you won't have to combine your cardio with carrying in the groceries. There's a half bath under the carport, so a wet swimsuit never has to go upstairs looking for a toilet. Inside there's a propane fireplace, 9 foot ceilings on level 2, a tray ceiling in the primary, and the washer, dryer, and fridge all stay. End of a quiet wooded street, 20 minutes south to the beach and 20 north to I-10. No HOA, no CCRs, and short-term rentals are allowed, so the house can work the weeks you can't be here. The nerdy stuff: roof is 2021 and the lift got a new motor in September 2026. The owners report the property flooded in Ivan and Sally, but no water got inside the house. A/C is two zones, outdoor unit about 5 years old, but the indoor unit and water heater are about 24, so plan for those. Water's about $12 a month. A conservation easement covers part of the lot, so cut trees and stumps stay put for erosion control. Fair warning: "just a minute on the dock" is never a minute, and that perfectly good couch inside is about to get very lonely.

Highlights

Listed by Todd Siegrist , 850-797-0627 Dalton Wade Inc , 888-668-8283. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.51

Year Built

2002

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Metes & Bounds

Listing ID

1011671

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Cooktop, Dishwasher, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Dead End,Flood Insurance Req,Level,Survey Available,Within 1/2 Mile to Water,Bay,Shore - Natural
Lot Dimensions:274 x 50 x 230 x 112
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Columns, Dock, Hot Tub, Deck Covered, Deck Enclosed, Deck Open, Patio Enclosed, Patio Open, Porch, Porch Open
Sewer:Septic Tank
Parking Features:Boat,Carport,Carport Attached,Covered,Golf Cart Covered,Oversized
Principal Interest
$4,420
Taxes
$237

Home Price

$800,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$160,000
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Monthly Price:
$4,419.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,419.88 $237.11 $0.00 $4,657.00
Yearly $53,038.62 $2,845.33 $0.00 $55,883.95
Total $1,591,158.52 $85,359.90 $0.00 $1,676,518.42

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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