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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8869 Cagle Dr , Navarre, FL 32566
$435,000
Est. Payment: $2,403.31/mo
4 Bed
2 Bath
1848 Sqft
0.25 Acres
Status: Pending | Days on site: 18
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EHJM - E31451,N1319
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

🌊ASSUMABLE VA LOAN 4.875% It doesn't take a crystal ball to see that this home is a perfect choice to be close to the beach while also enjoying stunning finishes and updates! 2021 ROOF! Welcome to 8869 Cagle Dr in desirable Navarre, Florida, your low-maintenance coastal retreat where the sugar-white sands are a short hop away and everyday conveniences (including shopping) are truly walkable. Enjoy complete freedom with no HOA, plus over $41,700 in recent upgrades that make this home move-in ready and worry-free: • Popcorn ceiling removal • Brand-new HVAC • Updated sprinkler system with new K-Rain controller • Pest/termite bond • Hurricane shields • Fresh front landscaping with drip irrigation • Stainless steel dishwasher • New light fixtures & ceiling fans • 6-inch white seamless gutters • Full exterior + interior paint (garage, ceilings & walls) • Stylish updates throughout (cabinet hardware, blinds, ClosetMaid systems, door handles & more) • Brass tipping rail in the kitchen • Ecobee smart thermostat • Spacious his-and-her walk-in closets in the primary suite, plus a secondary walk-in closet -- all blending seamlessly into the updated design for effortless organization and everyday convenience. Beach living, walkable shopping, and thousands already invested in modern comforts -- all without the HOA restrictions. Don't miss this rare Navarre gem!
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Highlights

Listed by Lehanna D Amos , 740-339-2479 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.25

Year Built

1992

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

 Neighborhood

Jackson Trail

Listing ID

1010296

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Fireplace, Pantry

Exterior Features

Lot:Dead End,Level
Lot Dimensions:82X135
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered
Sewer:Public Sewer
Principal Interest
$2,403
Taxes
$186

Home Price

$435,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,403.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,403.31 $185.82 $0.00 $2,589.13
Yearly $28,839.75 $2,229.79 $0.00 $31,069.54
Total $865,192.44 $66,893.70 $0.00 $932,086.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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