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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7151 Reef St , Navarre, FL 32566
$600,000
Est. Payment: $3,043.09/mo
5 Bed
3 Bath
2649 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience refined coastal living in one of Navarre’s most desirable communities. This exceptional 5-bedroom, 3.5-bath brick residence blends timeless architecture with spacious design, offering the perfect balance of elegance, comfort, and the Northwest Florida lifestyle. A welcoming covered front porch leads into a light-filled interior where soaring tray and box ceilings, graceful archways, and a sophisticated neutral palette create an inviting atmosphere. The thoughtfully designed split floor plan provides privacy for the primary suite while offering flexibility for family and guests. Upstairs, a private fifth bedroom with its own ensuite bath and oversized walk-in closet is ideal as a guest retreat, executive office, or media room. Designed for both everyday living and effortless entertaining, the open-concept great room flows seamlessly into the well-appointed kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, and an adjoining formal dining room for memorable gatherings. The luxurious primary suite serves as a private sanctuary with an elegant double tray ceiling, spa-inspired bath, soaking tub, tiled walk-in shower, dual vanities, and an oversized walk-in closet. Outside, the covered lanai overlooks a generously sized backyard with ample space for a future pool, outdoor kitchen, or simply enjoying Florida’s year-round sunshine. An extended driveway provides generous parking for family and guests. Ownership in Holley by the Sea offers access to one of Northwest Florida’s premier recreational communities. Residents enjoy championship-style amenities including eight clay tennis courts, three swimming pools, a fitness center, boat launch with access to Santa Rosa Sound, walking paths, playgrounds, and a vibrant community center. Just minutes from the sugar-white beaches of the Gulf of Mexico, this home delivers an exceptional blend of coastal elegance, resort-style amenities, and everyday convenience.

Highlights

Listed by Erik Hansen , 850-741-1410 and Jeanette Eriksen , 850-543-2069 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

595 Annually

Year Built

2013

County

Santa Rosa

Neighborhood

Holley By The Sea

Listing ID

686375

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • Additional:Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot Dimensions:100X200
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:3 Car Garage
Principal Interest
$3,043
Taxes
$383
HOA
$595

Home Price

$600,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,043.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,043.09 $382.50 $595.00 $4,020.59
Yearly $36,517.04 $4,590.00 $7,140.00 $48,247.04
Total $1,095,511.25 $137,700.00 $214,200.00 $1,447,411.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.