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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6859 Liberty St , Navarre, FL 32566
$350,000
Est. Payment: $1,774.95/mo
5 Bed
3 Bath
2681 Sqft
Status: active with contingency | Days on site: 125
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER! Renters are moving out, soon! At $130/sf this is a deal! It needs some work but it's definitely livable. This 5-bedroom, 3-bath home in the sought-after Holley by the Sea community offers a rare opportunity to invest, personalize, and grow value. Major updates are already complete, with the roof, HVAC, and water heater all replaced in 2021, giving you a strong foundation to build on. Inside, you’ll find two spacious living areas, an open layout, and a large primary suite featuring a relaxing whirlpool tub. A standout feature is the private guest suite with its own entrance, kitchen, bedroom, and full bath, ideal for multi-generational living or rental income. The mother-in-law suite rents for $1000/month which is below market value. The backyard is equipped with water and electric for an RV hookup, adding even more versatility. With solid bones and endless potential, this home is priced to allow you to make updates and truly make it your own. Enjoy all that Holley by the Sea has to offer, including a resort-style pool with slide, tennis and pickleball courts, fitness center, private beach access, boat launch, and more—all with low HOA dues. Plus, you’re just 8 miles from Navarre Beach. Whether you're looking for an investment, a multi-generational setup, or a home you can customize over time, this property is full of opportunity.

Highlights

Listed by Stacey Rising , 850-206-9563 Better Homes And Gardens Real Estate Main Street Properties , 850-912-4123. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

565 Annually

Year Built

1984

County

Santa Rosa

Neighborhood

Holley By The Sea

Listing ID

681140

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Carpet
Other:
  • Additional:Bookcases, Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Garage Capacity:2
Zoning:County
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$1,775
Taxes
$223
HOA
$565

Home Price

$350,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,774.95 $223.13 $565.00 $2,563.07
Yearly $21,299.40 $2,677.50 $6,780.00 $30,756.90
Total $638,981.85 $80,325.00 $203,400.00 $922,706.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.