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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2556 Cove Rd , Navarre, FL 32566
$600,000
Est. Payment: $3,043.09/mo
3 Bed
2 Bath
2367 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your own private retreat on the beautiful Hidden Creek Golf Course! Nestled on a spacious 0.65-acre lot in the Holley by the Sea community, this beautifully maintained 2,367-square-foot coastal-style home offers the perfect blend of comfort, elegance, and breathtaking views. Built in 1997 and thoughtfully updated throughout, this 3-bedroom, 2-bathroom home features a desirable split-bedroom floor plan with a semi-open concept design that creates both functionality and privacy. The inviting living room serves as the heart of the home, showcasing custom built-in bookcases, a cozy fireplace, and abundant natural light. The well-appointed kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, glass-front cabinetry, a natural gas cooktop with hood vent, and built-in oven and microwave. From the kitchen you will find both your breakfast nook and formal dining room. Just off the main living area, a dedicated office with French doors provides the perfect space for working from home or a quiet reading retreat. The recently renovated guest bathroom adds modern style and convenience, while the spacious primary suite offers a relaxing escape with direct views of the backyard and golf course. The luxurious primary bath includes a walk-in closet with custom built-in shelving, a separate walk-in shower, a whirlpool tub, and a stunning stained-glass window that adds character and charm. Step outside and discover one of the property's most impressive features. Both the Florida room and primary suite overlook a beautiful patio complete with a pergola, mature shade trees, and a spacious backyard that backs directly to Hidden Creek Golf Course. Enjoy peaceful views of the course's picturesque water feature while relaxing, entertaining, or simply taking in the serene surroundings. Additional peace of mind comes with a new roof installed in 2020. Combining timeless coastal design, generous living spaces, golf course frontage, and the exceptional amenities of Holley by the Sea, this property offers a rare opportunity to enjoy the Florida lifestyle at its finest.

Highlights

Listed by James M Row , 850-816-8898 LoKation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.65

HOA Fee

Year Built

1997

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Holley By The Sea

Listing ID

1004767

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Kitchen Island, Lighting Recessed, Pull Down Stairs, Washer/Dryer Hookup

Exterior Features

Lot:Golf Course,Pond
Lot Dimensions:159 frontage
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Columns, Patio Open
Sewer:Septic Tank
Parking Features:Garage
Principal Interest
$3,043
Taxes
$346
HOA
$0

Home Price

$600,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,043.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,043.09 $345.88 $0.00 $3,388.97
Yearly $36,517.04 $4,150.60 $0.00 $40,667.64
Total $1,095,511.25 $124,518.00 $0.00 $1,220,029.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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