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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2430 Cove Rd , Navarre, FL 32566
$624,999
Est. Payment: $3,453.03/mo
5 Bed
3.5 Bath
3174 Sqft
0.46 Acres
Status: Active | Days on site: 10
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AMVR01 - 15924,14917
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Harrison Lilly Team
Owner/Operator

House Description

**APPRAISAL VALUE OF $630,000** WELCOME HOME TO HOLLEY BY THE SEA! Located in one of Navarre’s most desirable communities and just minutes from the golf course, this spacious 4-bedroom, 3.5-bath home with a dedicated office offers 3,174 square feet of living space on a generous half-acre lot. From the moment you arrive, you’ll appreciate the peaceful setting and added privacy with no front-facing neighbors. Inside, abundant natural light, soaring ceilings, and an open, spacious layout create a welcoming atmosphere that is perfect for both everyday living and entertaining. The main living area features an oversized living room, formal dining room, and a convenient breakfast nook overlooking the kitchen. The thoughtful split-bedroom floor plan provides excellent privacy and separation between the primary suite and guest bedrooms. The private primary suite features its own hallway, a spacious ensuite bathroom, and his-and-her walk-in closets. Two additional bedrooms are located on a separate wing and share a Jack-and-Jill bathroom. A 4th bedroom includes its own full bathroom with direct access to the covered back porch. A convenient half bath off the living room is perfect for guests. The home also offers abundant storage, including built-in cabinetry in the laundry room and an oversized 3-car garage with plenty of room for vehicles, equipment, and storage. Step outside and enjoy the covered back porch and spacious half-acre lot, offering plenty of room to relax, entertain, or create your own outdoor oasis. Then there’s the Holley by the Sea lifestyle. Residents enjoy access to the community’s impressive recreation complex featuring multiple swimming pools, lighted clay tennis courts, fitness facilities, a boat launch, and more, with the nearby golf course it’s hard to beat. Homes offering this combination of space, privacy, amenities, and location are hard to come by.

Highlights

Listed by Jose Nieves , 815-319-8073 and Spencer Bradley , 850-619-4479 American Valor Realty LLC , Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

595 Annually

Year Built

2010

County

Santa Rosa

Neighborhood

Holley By The Sea

Listing ID

689574

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Water Source Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot:Central Access,Near Golf Course
Lot Dimensions:100x200
Garage Capacity:3
Zoning:County,Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:3 Car Garage
Principal Interest
$3,453
Taxes
$398
HOA
$595

Home Price

$624,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,453.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,453.03 $398.44 $595.00 $4,446.47
Yearly $41,436.35 $4,781.24 $7,140.00 $53,357.60
Total $1,243,090.60 $143,437.27 $214,200.00 $1,600,727.87

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.