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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2296 Valley Rd , Navarre, FL 32566
$439,900
Est. Payment: $2,430.38/mo
4 Bed
2 Bath
2103 Sqft
0.49 Acres
Status: Active | Days on site: 19
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Harrison Lilly Team
Owner/Operator

House Description

Looking for privacy while still being close to everything? Here it is! Located in the desirable Holley By The Sea community, this inviting home sits on a wooded lot adjoining a natural area, providing a peaceful and private setting. New steps off of retaining wall. Pergola and hot tub aded. Fire pit added. Built in 2010, the home offers a wonderful blend of comfort, space and privacy. It features four generously sized bedrooms--all with walk-in closets--and two full bathrooms, both with double vanities. A separate office or flex room offers excellent versatility and could be used for remote work, a quiet study, guest accommodations or a potential fifth bedroom. New refrigerator, built in microwave and interior paint in 2025. Low-maintenance luxury vinyl plank and tile flooring extend throughout most of the home. The rear bedroom features newly installed wall-to-wall carpeting.

Highlights

Listed by Linda M Grayson , 850-376-1392 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

Year Built

2010

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Holley By The Sea

Listing ID

1011686

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Cathedral, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Irregular,Level,Restrictions,Wooded
Lot Dimensions:100x200
Zoning:County, Deed Restrictions, Resid Single Family
Others:
  • ▪ Additional:Hot Tub, Hurricane Shutters, Lawn Pump, Sprinkler System, Yard Building, Patio Covered, Patio Open, Porch, Fenced Lot-Part, Fenced Privacy
Sewer:Septic Tank
Parking Features:Oversized
Principal Interest
$2,430
Taxes
$211
HOA
$0

Home Price

$439,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.38 $211.14 $0.00 $2,641.53
Yearly $29,164.61 $2,533.70 $0.00 $31,698.31
Total $874,938.29 $76,011.00 $0.00 $950,949.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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