3.6% ASSUMABLE RATE and SOLAR payoff negotiable (electric bill around $50 per month for this 5 bedroom home) The overall payment each month for this mortgage is 3k.... so take advantage of the RATE! Welcome to one of Navarre's rare opportunities to own a spacious five-bedroom, three-bathroom Craftsman-style home situated on an oversized .55-acre corner lot in the highly sought-after Holley By The Sea community. Offering over 2,700 square feet of single-level living space, this thoughtfully designed residence combines comfort, functionality, and privacy in one exceptional package. Step outside and discover a backyard retreat framed by mature trees, creating a peaceful setting with abundant privacy. The expansive lot offers plenty of room to design your dream pool, outdoor entertaining area, or backyard oasis. A storage shed also conveys with the property, providing additional space for tools, hobbies, and outdoor equipment. Built less than six years ago, this well-maintained home features neutral exterior colors, attractive Craftsman architecture, a long driveway with ample parking, and sidewalks leading throughout the neighborhood. Positioned on an elevated homesite, the property enjoys excellent drainage and added peace of mind during Florida's rainy seasons. The seller has invested in solar panels that will be paid in full at closing, allowing the new owner to immediately enjoy the benefit of reduced monthly utility expenses without assuming any solar loan obligation. Residents of Holley By The Sea enjoy access to one of the Emerald Coast's most impressive amenity packages, including three swimming pools, tennis courts, pickleball courts, a fitness center, sauna, steam room, boat launch, fishing pier, playgrounds, and numerous recreational activities, all while maintaining a low annual HOA fee. Conveniently located on the west end of Navarre, this property offers quick access to Highway 98 via a nearby traffic light, making daily commutes, shopping, dining, military bases, and the beautiful white-sand beaches of the Emerald Coast easily accessible. Recently vacated and move-in ready, this home is available just in time for the upcoming school year. Five-bedroom homes on over half an acre are seldom available in this are...don't miss your opportunity to make this exceptional property your next home. Be sure to watch for upcoming open house dates and private tour opportunities. Ask to view the document section for your thorough review!