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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1837 Cardinal Ln , Navarre, FL 32566
$670,000
Est. Payment: $3,398.11/mo
4 Bed
3 Bath
2456 Sqft
Status: pending | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Exceptional custom Craftsman home with resort-style Florida living! This beautifully appointed 4BR/3BA, 2,456-SF Robbins-built home offers a desirable tri-split floor plan, gourmet kitchen with granite counters, large island, dual pantries and natural gas range, plus formal dining and private office with glass French doors. The true highlight is the expansive screened lanai and economical saltwater pool/spa retreat featuring a San Juan Blue Lagoon fiberglass pool/spa with multiple jets, color-changing LED lighting and water feature. The covered outdoor kitchen includes a natural gas grill, side burner and stainless sink, while a two-seat infrared sauna creates the ultimate outdoor retreat. Additional upgrades include a whole-house Generac natural gas generator, 2025 gas water heater, 2026 pool heater, hurricane protection, RV/boat pad with 30-amp service, custom greenhouse, garden shed, fully fenced yard and extensive mature landscaping. The oversized 3-car garage features Gladiator cabinetry, workbench and abundant storage. Enjoy Holley by the Sea Recreational Center amenities less than one mile away, plus convenient access to the sugar-white sands and emerald waters of Navarre Beach, approximately seven miles away. Meticulously maintained and thoughtfully upgraded, this exceptional property delivers the best of indoor-outdoor Florida living! ** fully furnished with beautiful, designer-inspired furnishings creating an inviting move-in ready experien

Highlights

Listed by Ann Helms , 850-396-3595 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

Year Built

2018

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Holley By The Sea

Listing ID

1009952

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Stove/Oven Gas, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cleared,Interior,Within 1/2 Mile to Water,Wooded
Lot Dimensions:100 x 200
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Hurricane Shutters, Lawn Pump, Pool - Enclosed, Sprinkler System, Patio Enclosed, Porch
Parking Features:See Remarks
Principal Interest
$3,398
Taxes
$271
HOA
$0

Home Price

$670,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$134,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,398.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,398.11 $271.47 $0.00 $3,669.58
Yearly $40,777.36 $3,257.63 $0.00 $44,034.99
Total $1,223,320.89 $97,728.90 $0.00 $1,321,049.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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