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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2636 Citrus Dr , Navarre, FL 32566
$518,000
Est. Payment: $2,861.88/mo
4 Bed
3 Bath
2380 Sqft
0.63 Acres
Status: Pending | Days on site: 15
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ERPG - E29148,E29147,E27364
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 2636 Citrus Drive, a well-appointed, one-owner home built by Adams Homes in 2018 and offering 2,411 square feet of thoughtfully designed living space. Situated on a generous fenced lot in Holley by the Sea, this home combines an open-concept gathering area with a split-bedroom floor plan that provides privacy and flexibility. At the heart of the home, the spacious living area flows naturally into the kitchen, breakfast nook, and large dining area. Interior highlights include upgraded trim, coordinated lighting fixtures, tinted windows and doors, tile flooring throughout, stainless LG appliances, and a tray ceiling in the oversized primary suite. The four-bedroom, three-bathroom arrangement is especially functional. The spacious primary suite includes a private bathroom and is separated from the secondary bedrooms. Two bedrooms are located side by side near a large full bathroom featuring convenient exterior access to the backyard. The fourth bedroom is positioned in another area of the home with a full bathroom immediately nearby, creating a comfortable and flexible space for guests, an office, or additional living needs. Outside, enjoy a long driveway, attached two-car garage, covered patio, expansive fenced backyard, mature trees, and a storage shed. Trees behind the property and across the street contribute to its relaxed setting, while the street's no-through connection limits unnecessary passing traffic. Holley by the Sea membership provides access to an extensive recreation complex featuring multiple swimming pools, fitness facilities, tennis and pickleball courts, basketball courts, playgrounds, walking trails, and more. Additional community amenities include a Soundside beach area, boat ramp, and fishing pier. With its flexible split-bedroom design, open gathering spaces, substantial outdoor area, and impressive community amenities, this home offers an appealing combination of comfort, functionality, and convenience.

Highlights

Listed by Sean R Lauten , 850-557-9792 and Tiffany L Lauten , 850-585-1760 Realty Pro Group LLC , 850-557-9792. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

Year Built

2018

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Holley By The Sea, 2Nd Corr. & Ammen.

Listing ID

1011823

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Irrigation Equipment
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Lighting Recessed, Pantry, Split Bedroom

Exterior Features

Lot:Covenants,Irregular,Restrictions,Wooded
Lot Dimensions:100X278
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,862
Taxes
$229
HOA
$0

Home Price

$518,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$103,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,861.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,861.88 $228.71 $0.00 $3,090.58
Yearly $34,342.50 $2,744.48 $0.00 $37,086.98
Total $1,030,275.14 $82,334.40 $0.00 $1,112,609.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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