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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2445 Elkhart Dr , Navarre, FL 32566
$379,900
Est. Payment: $2,098.89/mo
3 Bed
2 Bath
1456 Sqft
0.65 Acres
Status: Active | Days on site: 71
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Harrison Lilly Team
Owner/Operator

House Description

Exceptional opportunity in Holley by the Sea! Well-maintained 3-bedroom home on fenced .65 acre offers a covered carport for your boat or RV plus a 540-square-foot workshop with 220 amp. 1456 sq ft plus 364 sq ft enclosed porch. Recent exterior updates include a durable metal roof and updated siding. Inside, you will find high cathedral ceiling, bay window in the living room, luxury vinyl plank flooring throughout the main living areas, and dining room with double French doors leading to the outside patio. Updated kitchen features granite countertops, tiled flooring, a breakfast bar, bayed breakfast area, stainless steel appliances, including refrigerator and a new 2026 dishwasher. Spacious 14' x 26' enclosed porch with wraparound windows and a private exterior entrance provides endless possibilities as a home office, playroom, fitness room, or hobby space, with direct access from the primary suite. The primary bath is beautifully renovated with a quartz vanity and newly tiled shower. The guest bedrooms share an updated bath with a new vanity. Ownership includes membership to Holley by the Sea's 45-acre recreation center featuring three swimming pools, eight clay tennis courts, pickleball courts, fitness center, sauna, steam room, basketball courts, playgrounds, game room, summer camp, dock on Santa Rosa Sound and boat launch on East Bay. Just minutes from the area's sugar-white beaches and emerald waters of the Gulf of America, schools, and shopping.

Highlights

Listed by Carol Brown , 850-939-1414 CAROL BROWN FAMILY REAL ESTATE PA , 850-450-2644. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.65

HOA Fee

595 Annually

Year Built

1992

County

Santa Rosa

Neighborhood

Holley By The Sea, 1st Corrected

Listing ID

686610

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • ▪ Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Bonus Room, Master on Main
Water:Public

Exterior Features

Lot:Corner Lot,Interior Lot
Lot Dimensions:150 X 190
Garage Capacity:3
Zoning:Res Single
Roof:Metal
Others:
  • ▪ Additional:Lawn Pump, Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:Carport,2 Car Garage,Boat,RV Access/Parking,Garage Door Opener
Principal Interest
$2,099
Taxes
$242
HOA
$595

Home Price

$379,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,098.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,098.89 $242.19 $595.00 $2,936.08
Yearly $25,186.71 $2,906.24 $7,140.00 $35,232.95
Total $755,601.40 $87,187.05 $214,200.00 $1,056,988.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.