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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6886 Fernandina Rd , Navarre, FL 32566
$390,000
Est. Payment: $1,978.01/mo
3 Bed
2 Bath
1590 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Situated in the sought-after Hidden Creek area of Holley by the Sea, this beautifully updated home blends custom finishes, thoughtful improvements and an exceptional Navarre location. From the moment you walk in the door, you immediately feel at home and can appreciate all the updates, creating a clean, fresh, open concept design. At the heart of the home is a fully renovated kitchen featuring custom soft-close cabinetry with utensil inserts, under-cabinet lighting, beautiful granite countertops, a spacious island, custom pantry, gas range and updated appliances. The entire interior has just been freshly painted, creating a bright, move-in-ready feel throughout. Additional interior highlights include custom closets, a gas fireplace and added insulation for improved comfort and efficiency. Major improvements provide added peace of mind, including a new roof and gas water heater in 2024, impact-resistant windows installed in 2020, HVAC replaced in 2019, and fiberglass front and back doors. Outside you can enjoy other fabulous updates - a fenced, cleared lot, four-corner exterior lighting, a gas grill hookup, irrigation system, and a well pump installed in 2023 and serviced in 2026. The garage also offers built-in cabinets and shelving for convenient storage. Holley by the Sea residents enjoy access to an impressive 48-acre recreation center with multiple swimming pools, a fitness center, tennis and pickleball courts, basketball courts, playgrounds, athletic fields, waterfront access and more. Convenient access to shopping, dining, schools and everyday necessities and just 9 miles from Navarre Beach's sugar-white sand and emerald waters. This extensively renovated home offers comfort, convenience and the best of the coastal Florida lifestyle. Call today for a private tour!

Highlights

Listed by Lisa Knutson, Llc , 972-890-4869 KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH , 850-515-0250. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

595 Annually

Year Built

1995

County

Santa Rosa

Neighborhood

Hidden Creek Estates At Holley B

Listing ID

687640

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Water Heater, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Recessed Lighting, Master on Main

Exterior Features

Garage Capacity:2
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Irrigation Well, Sprinkler, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Garage Door Opener

Open House

Upcoming Open Houses
Saturday 10:00 am - 2:00 pm Aug 22
Sunday 1:00 pm - 3:00 pm Aug 23
Principal Interest
$1,978
Taxes
$249
HOA
$595

Home Price

$390,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,978.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,978.01 $248.63 $595.00 $2,821.63
Yearly $23,736.08 $2,983.50 $7,140.00 $33,859.58
Total $712,082.31 $89,505.00 $214,200.00 $1,015,787.31

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.